About

Button Down.
Sleeves Up.
It’s how we do business. We maintain a close yet casual relationship with our customers and are always available to help with their needs.

Lending More Than Capital

Live Oak Bank was founded in 2007 with one goal: provide business loans to small, independent businesspeople in niche industries. Business loans that “big banks” generally walked away from. From our infancy, we took a personal approach and saw our clients not as numbers, but as real people facing real-life opportunities and challenges.

Today, Live Oak Bank is the second largest originator of small business loans in the country. Our default rate with our customers remains one of the lowest in the nation. Why is it important to you that our loans rarely fail? Ultimately, we believe that when we forge a new partnership with a customer, the loan itself isn’t the end of our relationship – it’s just the beginning.

Meet the Live Oak Bank Executive Team »