One thing that really impressed us was Live Oak’s willingness to see the ‘big picture’ when other banks could not.  Our vision was to bring a first class dental facility to an area where some banks said it couldn’t be done.  The team at Live Oak took the time to meet us in person and listened to our story.  They looked through our raw numbers and saw the true potential of what we had to offer to our patients and our community.  We worked and negotiated with multiple lenders and just kept going back to Live Oak.  Their people and the way they treated us really made a difference.

We have enjoyed working with Live Oak in order to construct our building, the Center. Annemarie Murphy and her team are always available to answer questions and help. We had struggled with other lenders and their follow through, but Live Oak has made it easy to acquire the financing we need to make our dream come true. Aesthetic & Maxillofacial Associates and Canyon Point Orthodontics are eagerly awaiting the grand opening of their new building. Thank you to everyone at Live Oak Bank.

I wish to thank Annemarie Murphy and her team at Live Oak Bank. I went into unknown territory by purchasing an Oral Surgery practice after having an unsuccessful association with another Surgeon. I felt Live Oak Bank was on my side looking out for my business interests. After talking with other banks, I was positive that Live Oak was getting me the best interest rates and the most bang for my buck.

They helped me negotiate a better price for the practice and made me feel confident that I would still be able to make a comfortable living, while still be able to pay my note, based on their analysis of the practice and the area. I felt I really had someone on my side in the negotiation process looking out for me.

Annemarie gave the process a personal touch by coming out and actually seeing the practice before the negotiations and came out to visit for my open house, once I had completed the renovation of the practice. I strongly recommend the team at Live Oak for purchases of medical/dental practices. They truly know this business and do their homework.
I recommend Annmarie Murphy and Live Oak bank without reservation and have already referred them to some of my colleagues who are using them to purchase a practice.

My associate doctor and I worked with Live Oak Bank for the sale of my dental practice and dental building. While other banks told my associate ‘Yea, we can do the deal’, none of the big player lending institutions could get the transition done without many strings attached, huge carry backs on my part in second position, etc., etc., etc. Live Oak Bank was actually a breath of fresh air after trying to deal with other lenders. They were able to handle the complex issues and helped us through the process with ease and professionalism. They took care of nearly all of the mountains of paper work, title commitments, appraisals, etc. Annemarie and/or her staff would get back to me with answers to my never ending questions usually the same day. She understands each practice transition is unique. She was able to remove all the roadblocks, got the ‘deal done’, in a timely manner.

They are experts in their field. I have since referred 3 other doctors to them and each has been very please with Annemarie and her staff. Whether you are purchasing a professional practice or selling one, I can without hesitation or reservation, recommend Live Oak Bank. One year after our sale closed, the purchasing doctor and I are still pleased with what they were able to do for us. I am sure you will be as happy with Live Oak Bank as we are.

Respectfully and Sincerely,

My interaction with Live Oak Bank has been on a very personal, friendly basis. When you remove what you expect from a relationship with a banker, and you get someone who is willing to work with you as a partner, you are going to find that your business goes to a place you didn’t know it could go to.”