How much equity will I need to buy a pharmacy?

Many times, a pharmacy can be acquired with no, or very little, equity down. Experienced pharmacy business lenders are comfortable with the pharmacy industry and will stretch to minimize the equity needed upfront, recognizing this can be a barrier for a pharmacist just out of school. If there is a small equity requirement, often the selling pharmacist will take a seller note back for a small percentage (10%) of the purchase price to facilitate the sale. Don’t be deterred if you don’t have a lot of money to put into a good pharmacy. Many industry lenders will view the investment you made in your education as the necessary down payment.