How much equity will I need to buy a practice?

Many times, a dental practice can be acquired with no, or very little, equity down. Experienced dental practice lenders are comfortable with the industry, and will stretch to minimize the equity needed upfront, recognizing this can be a barrier for a doctor just out of school. If there is a small equity requirement, often the selling dentist will take a seller note back for a small percentage (10%) of the purchase price to facilitate the sale. Don’t be deterred if you don’t have a lot of money to put into a good practice. Many industry lenders will view the investment you made in your education as the necessary down payment.