What are my veterinary financing options for a practice acquisition, startup or expansion?

Veterinary hospital loans or practice loans are more available for acquisitions or expansions. This is because an existing practice has a historical cash flow that can be analyzed, and a customer base is already established. A startup will have a period of negative cash flow before becoming established, making it harder for most lenders to finance. If you are doing a startup, it is critical to find a lender who will help provide the working capital (cash) needed in the first few months of operation.