Pharmacy Lending Team

A third-generation pharmacist, Ed Webman brings broad experience and expertise to his position as a loan officer responsible for examining, evaluating and closing extensions of credit to pharmacies. He got his first taste of pharmacy life working in his family’s business as a teenager and started his professional career as a pharmacist for a chain and later for an independent. Ed then joined QS/1 Data Systems where he was responsible for pharmacy computer system sales and installations. After nearly a decade, Ed left QS/1 to start his own pharmacy business, which he eventually sold to Fedco, a regional chain. He joined the company as senior vice president and director of pharmacy and led the acquisition and divesture program. After Fedco was sold in 2001, Ed started Central Florida Pharmacy/Advanced Medical, a specialty pharmacy and DME supplier. He grew the businesses from the ground up and sold them in 2007.

Just like an independent pharmacy, Live Oak Bank is built around offering exceptional customer service.  

Brian Faulk, a Founding Partner, joined Live Oak Bank in May of 2007 and is responsible for examining, evaluating and recommending the approval of commercial customer applications for extensions of credit. Before coming to Live Oak Bank, Faulk was the Vice President for Vine Street Financial, a division of BB&T, where he specialized in small business administration financing, loan structuring and many other vital duties. Prior to Vine Street, Faulk served as the Commercial Lending Officer for Anderson-Thomas Financial Group, Ltd., and was the Assistant Vice President for United States Arbitrage Finance. Faulk attended both Georgia State University and the University of Wisconsin.

Outside of Live Oak Bank, Faulk enjoys seeing the world from behind a pair of handlebars as he cycles his way across the countryside.

After five years of working for a large regional bank that bought out our community banking company, my partners and I decided to develop Live Oak Bank. The operating theme of this large regional bank was to support small businesses and be customer friendly; however, it became very clear that management was strictly focused on profits alone. At Live Oak, I have the ability to make certain commitments early on in a customer's loan application and the management team will honor those commitments. I have the ability to deliver customer service above and beyond anything possibly offered by another lender via the staff of professionals we have assembled from loan origination, to closing and servicing. I always tell my lending team, "our success depends on our borrowers' success. 

Prior to joining Live Oak Bank, Whitney worked in public accounting as a non-profit auditor.  She was responsible for preparing all necessary financial statement and related disclosures, and gained a thorough understanding of cash flow, income statement and balance sheet preparation.  After her time in public accounting, she joined Pharmaceutical Product Development as a financial analyst.  She was responsible for managing drug trial budgets for several large pharmaceutical companies.  At Live Oak Bank, she has worked in various aspects of the loan process, including servicing, underwriting and finally in origination.  Whitney received her Bachelor of Science degree from the University of North Carolina at Wilmington with a concentration in Accounting.

Outside of Live Oak, Whitney enjoys spending time with her husband and two dogs, as well as spending time at the beach and traveling.

As a Senior Loan Officer, Sarita Vora originates new loans and evaluates new loan applications. Before joining Live Oak Bank, she worked for the FDIC.  Prior to working for the FDIC, she worked at Vine Street Financial, a division of BB&T, in the SBA department with 4 of the founders of Live Oak Bank, where she began her banking career in 2004.  At Vine Street she started off as a Documentation Specialist where she helped close loans, and then went on to become a Loan Servicing Specialist.  Sarita has worked on every aspect of the loan process:  origination, underwriting, closing and servicing.  Sarita graduated from the University of Georgia with a Bachelor of Arts degree.

Sarita was born and raised in Atlanta, GA.  A true hometown girl to the fullest, she is an avid Georgia Bulldogs, Atlanta Falcons, Hawks and Braves fan.   In her spare time, aside from cheering on her favorite team, she enjoys travelling the world and watching movies.