Latest News

What is Cash Flow?

Many factors will affect the strength and success of your funeral home, including the financial decisions you make for your business. As a business owner, you want to look for ways to improve the business financially. Are there ways to cut … read more


Need more cash? Don’t keep it stacked on your pharmacy shelves.

If your practice experiences monthly cash flow struggles, it may be because you have too many dollars tied up in inventory.  Small animal practices should strive to keep cost of goods sold (“COGS”) at about 20-22% of gross revenue.  COGS … read more


Spring Cleaning Part 1

It’s that time of year again-spring cleaning. This annual cleaning ritual shouldn’t be limited to your home, though. Reflect on your dental practice, and you might find a number of ways to tweak systems or procedures to improve your bottom … read more

self-storage lending

Terry Campbell to Lead Live Oak Bank’s Self-Storage Lending Division

Live Oak Bank is pleased to announce Terry Campbell as leader of its new division offering financing to the Self-Storage industry. Terry joins the Bank with over 20 years experience in the industry. He is the former VP of Sales … read more

pharmacy times article

How to Finance a Pharmacy Acquisition

Good credit, a minimal amount of cash ($25,000), and the skill set to manage a small business are all it takes to purchase/finance a pharmacy. Seems pretty simple. Well, it can be. Sure, you’ll also need the cooperation of the … read more

jeff clark

Live Oak Bank Radio Interview Jeff Clark

Listen to Jeff Clark’s interview on “The Krush” 92.5, Central Coast Craft Beer Radio!  The segment, hosted by Pepper Daniels and crew, explores the growing world of Craft Beer on the Central Coast and beyond.


Industry Insights: Transferring Vet Practices to the Next Generation

Industry Insights with Dr. Glen Hoffsis Transferring Vet Practices to the Next Generation

credit analysis

The 5 C’s of Credit

Credit analysis by a lender is used to determine the risk associated with making a loan. Regardless of the type of financing needed, a bank or lending institution will be interested in both your business and personal financials. Credit analysis … read more


Is Employee Theft a Problem in Your Business?

None of us wants to believe employees in whom we have invested our trust are taking advantage or outright embezzling from our businesses, but the truth is many small business owners do fall victim to employee theft.  It has been … read more

live oak bank news

Mark Milton Joins Live Oak Bank

Live Oak Bank is proud to announce Mark Milton as the new General Manager of the Funeral Home Lending division. Milton joins the Bank with over 25 years experience in the Financial Services Industry. Most recently, Milton served as Executive … read more