Latest News

fec lending

5 Questions for a Lender in the Entertainment Industry

If you’ve been thinking of expanding, renovating, refinancing or seeking working capital for your Family Entertainment Center, now’s a great time to move ahead. Here are some common questions we hear as lenders in this industry. Is there money available? … read more

Spring Cleaning

Spring Cleaning Part 3

A successful practice is often the result of quality human capital. Are you taking full advantage of your employees’ skills and experience? You should regularly be engaging with staff to ensure that all members have a stake in the success … read more

Questions From Poultry Borrowers

5 Most Common Questions from Poultry Borrowers

There are many questions that arise when one is considering an Agriculture loan with us. From when to start the building process to how to submit payments, we strive to be as clear and helpful as possible when working with … read more

credit analysis

5 C’s of Credit Analysis

What You Need to Know About Practice Financing Whether you are seeking to refinance existing debt, acquire a veterinary practice, finance a succession, expand or remodel, a bank or lending institution will be interested in both your business and personal … read more

IA financing

5 Things that Make an IA Financing Deal Succeed

As the leading independent lender to financial advisors, we have seen our fair share of IA financing deals. Some go right—and others go very, very wrong. From surprise last-minute changes to bumps within the seller transition, there really is no … read more

cash flow

Determining Your Debt Service Coverage Ratio

Determining Your Debt Service Coverage Ratio The business’s cash flow is an indicator of the financial strength of the business.  A bank or lender will look at the cash flow of the business to help determine the borrower’s ability to … read more

Spring Cleaning Your Dental Practice

Spring Cleaning Part 2

Financial Best Practices Your practice’s finances should be consistently top of mind. You should be monitoring and tracking accounts receivable, collections, and credit adjustments on a weekly or monthly basis. From here, pinpoint your current status and chart a goal … read more

self-storage construction

Top 5 Things to Consider in Self-Storage Construction

Investing in constructing Self-storage facilities is an important decision with many considerations. Historically, there were zoning restrictions that prohibited growth in certain prime locations. With changing regulations and unprecedented growth in the industry causing at or near 100% capacity for … read more

veterinary loan terms

Practice Financing: Long-Term Financing

What You Need to Know About Practice Financing The veterinary community is an evolving yet thriving industry with many opportunities as well as some challenges. Among the challenges practice owners often face is financing. Bankers want to lend money to … read more

What is Cash Flow?

Many factors will affect the strength and success of your funeral home, including the financial decisions you make for your business. As a business owner, you want to look for ways to improve the business financially. Are there ways to cut … read more