My biggest concern was to be able to actually obtain enough loan funds to make my goals a realty. Annemarie and her team worked with me and were able to not only meet my financial expectations but exceed them. I have the highest regard for Annemarie and the entire Live Oak organization and will not hesitate to approach them again as my business grows.

We are so excited to be a part of the Live Oak Family and we are looking forward to a long successful future together.   To have an organization that believes in us and who is just as committed to our success as we are really empowers us far beyond our own personal resources and goals. Thanks so much for making us feel so comfortable. We are so humbled by this opportunity, and we are looking forward to adding to the American Dream.

My relationship with the principles of Live Oak began six years ago. Once our initial deal was signed, it was the beginning of our relationship, not the end. They’ve subsequently helped us secure financing for an expansion. Whenever I need advice I trust, from industry experts that I know are firmly committed to my success, I pick up the phone and call my colleagues at Live Oak.

I’ve dealt with large national banks. No matter how friendly and accommodating your representative seems during negotiations, once you sign the loan, that’s the end of their support. Phone calls get returned days later, if at all. My experience with Live Oak has been entirely different. In the six years I’ve been working with them, I’ve never failed to be responded to immediately – literally always within an hour, not days or weeks later.

This is a group of professionals of the highest caliber. They know the industry, they love the industry, and they’re completely dedicated to our success. I think of them as a trusted board of advisors.

There are many good lenders available for the veterinary field and SmartStart Practice has successfully worked with many of them. However, after recently recommending Live Oak Bank, they stepped up to the plate with a lot of ‘get it done’ customer service and jumped in to help clean up a mess that they were not responsible for creating. This is not the first time that we have seen Live Oak Bank exhibit a genuine concern for the borrower and go beyond the simple act of getting a loan funded. It gives us great pleasure when we can single one out for a job well done.

Anyone who has gone through the process understands the work, stress and uncertainty of everything that goes with purchasing a practice, but with Live Oak Bank’s personal guidance and expertise, financing was the easiest part of it all. Someone was always available if I had a question, and I had a lot of them. I am so happy that I went with Live Oak Bank. I have been in my new clinic for just over a month and am more successful than I ever thought possible. For anyone looking to purchase a practice, or even if you are just thinking about it, I strongly recommend calling Live Oak Bank. I am not affiliated with Live Oak Bank, getting kick backs or anything of the sort. I am just a very happy and satisfied client who wants to spread the word.

Live Oak Bank understands the veterinary business better than their competitors. It may sound cliché, but they really do treat me like family – they know who I am when I call, and if I have a problem they always get back to me in more than a timely manner. Doing business with Live Oak Bank is easy because they do exactly what they say and follow through on their promises. I’ve never had a problem with any of the people I’ve dealt with at Live Oak Bank and have recommended them to other veterinarians.