Helping you grow

As a CPA or Tax Professional, it is your mission to help your clients position themselves for financial success while navigating a complex regulatory landscape. Of course, your goal is the same for your business. Live Oak Bank is exclusively focused on helping accounting and tax professionals achieve growth by offering competitive financing solutions.

Our dedicated accounting and tax lending team understands your business, and are eager to work with you to accomplish your goals. Since Live Oak’s founding in 2008, we have been laser-focused on helping small businesses grow – which is why we are proud to say that today, we are the nation’s second largest small business lender under the SBA loan programs.

Whether you are buying, building, or simply growing your business, our loan officers will help you navigate the many financing options available to you and your firm. Like you do for your clients, let Live Oak help position your business for financial success!


Loan Features:

  • Extensive Financing Options: Competitive rates, flexible equity requirements, no financial covenants and no prepayment penalties for loan terms under 15 years.
  • Flexible Terms: Up to 10 years for business purposes and 25 years for real estate.
  • Loan Amounts: Live Oak can fund loans starting at $75,000 up to $7.5 million, with an expedited process for amounts up to $350,000.
  • Competitive Rates: We’re an FDIC insured bank, with real bank rates. Our rates are priced competitively for cash flow dependent transactions.
  • Speed: Industry-focused accounting and tax lending team handles your loan from application to approval in as few as 10 days.
  • Technology: We think technology should enable people, not replace them. Live Oak Portal technology simplifies the loan process from application through funding, with real-time transparency so our customers know what’s happening through every step.

Use Funds For:

  • Mergers and acquisitions
  • Succession and perpetuation
  • Tuck-in and recruitment
  • Refinancing existing debt (including seller notes)
  • Working capital
  • Commercial real estate
  • Leasehold improvements
  • Construction – all 50 states

Accounting & Tax Lending - Recently closed deals

From beginning to end, the loan application process with Live Oak Bank was a very pleasant one. They helped educate me on what to expect throughout the process and what was needed from me to move it forward. Therefore, there were no surprises. This was very refreshing because the loan and closing process is already such a hectic stressful one. I am very grateful to Shannon and the entire team at Live Oak Bank for taking a chance on me, believing in me, and supporting me through this very big step in my life.”

The Rascon CPA Firm PLLCAcquisition, second practice

Term Loan Amount: $680,000

I cannot say enough great things about the entire Live Oak experience. We went to a local bank first, a bank we have a 10-year relationship with, but were offered better terms by Live Oak. Start to finish, I was highly impressed with the team.”

HLM Accounting & Tax Inc.Acquisition from long-time employees

Term Loan Amount: $1,077,000

The loan process was incredibly easy. Shannon and his team did an excellent job of staying in touch with me, working through issues that arose, and making sure we were ready to close on time. The personalized service I received really made me feel like I was working with a group that cared about me and my plans for the future.”

Jeff Davidson CPA, PCAcquisition, first-time owner

Term Loan Amount: $525,000

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Our Accounting & Tax Lending Team
understands your business.

Meet the Team