At Live Oak Bank, we know that buying or selling an auto dealership can be overly complicated and frustrating. You deserve a bank that makes the lending process simple and clear, so you can achieve your business goals.

Live Oak offers loans for auto dealership franchises in all 50 states. Working with a lender who specializes in financing for auto dealership franchises is key to navigating the complex process of securing the capital you need. Because we work with auto dealership transactions every day, we can anticipate the surprises and challenges you may face, ultimately helping to structure a loan that works for your needs. We understand blue sky value and multiples associated with franchise dealerships, so you don’t have to spend time getting us up to speed on the process.

Whether you want to buy a franchise auto dealership business, sell your existing business, expand to a second or third location, refinance existing business debt or require working capital, Live Oak can be your trusted finance partner.

Need a little guidance and advice? Contact a loan specialist, they're ready to help.

Connect with a Loan Specialist

Why Live Oak


We’ll take you where you need to go with our deep industry and product expertise. Our team understands the ins and outs of different business models, and we package your loan accordingly. Every industry has its own nuances and our lenders get that. When it comes to matching your businesses with the best loan, you can trust that it will be the ideal fit.


Our commitment to efficiency and transparency helps you avoid costly mistakes. We work hard to streamline the entire loan process, from the initial conversation to the day you get your money. Throughout your Live Oak experience, we’ll keep you updated and informed. By taking advantage of next-generation technology, your loan will move through each stage seamlessly. Our experienced team knows that your time is valuable, and we won’t waste any of it.


We strive to provide unmatched service and an unwavering dedication to your success. Our customers are at the heart of everything we do at Live Oak. We like to say that we treat every customer like our only customer, and we honestly mean that. Your hopes, your dreams and your goals hold a lot of weight – it is what we work together to achieve. Going above and beyond for you is simply how we operate. We can only say that we’re successful when you are too, so we’ll do everything in our power to make that happen.

Auto Dealerships Financing - Recently closed deals

”The team at Live Oak Bank was willing to help me finance my dealership purchase when no other lender would give it a shot. The most impressive part of my experience was how proactive, organized and knowledgeable they were about the SBA rules and processes. When unexpected bumps did arise, such as a Phase II on the real estate, the team was fast to communicate and reach a quick solution. I would recommend Live Oak as a financing solution to other folks looking to purchase an automotive dealership.”

– Jeff, Dealership Owner

Ford Auto Dealership | First-Time BuyerDealership Purchase

Term Loan Amount: $2,500,000

Our Auto Dealerships Team
understands your business

We're ready when you are
Connect with a Loan Specialist

From our Small Business Resource Center

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