At Live Oak Bank, you get more than a great rate

Service

Our North Carolina-based customer success team is dedicated to providing you personalized support.

FDIC insurance1

Funds deposited with Live Oak Bank are insured up to the maximum allowed by law, which is currently $250,000.

Learn how you can maximize your FDIC insurance coverage.

No maintenance fees

Our accounts have no online banking or monthly maintenance fees.

Online account opening

Open and manage your account without leaving your house.

Download our mobile app to access your account on the go.

1. Live Oak Bank is a member of the Federal Deposit Insurance Corporation (FDIC). As a Live Oak Bank customer, your Live Oak Bank deposits are insured by the FDIC up to $250,000 per depositor, for each account ownership category.

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