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  • 6
    Month

    CERTIFICATE OF DEPOSIT


    Interest Rate

    1.54%


    APY

    1.55%

  • 1
    Year

    CERTIFICATE OF DEPOSIT


    Interest Rate

    2.08%


    APY

    2.10%

  • 18
    Month

    CERTIFICATE OF DEPOSIT


    Interest Rate

    2.18%


    APY

    2.20%

  • 2
    Year

    CERTIFICATE OF DEPOSIT


    Interest Rate

    2.27%


    APY

    2.30%

  • 3
    Year

    CERTIFICATE OF DEPOSIT


    Interest Rate

    2.32%


    APY

    2.35%

  • 4
    Year

    CERTIFICATE OF DEPOSIT


    Interest Rate

    2.37%


    APY

    2.40%

  • 5
    Year

    CERTIFICATE OF DEPOSIT


    Interest Rate

    2.52%


    APY

    2.55%

During account opening, Live Oak Bank may ask for the following items so that we may verify your identity:

  • Name
  • Address
  • Social Security Number
  • Date of Birth
  • Business Name
  • Legal Entity Structure
  • Tax Identification Number
  • Address
  • Funding Account Information
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We provide unique, small business loan products nationwide and Certificates of Deposit for worry-free investing. Our FDIC-insured2 accounts offer various terms at competitive rates to help you reach your short- and long-term financial goals. FDIC Insurance up to maximum allowed by law

Business CD FAQs

  • What is the minimum/maximum deposit allowed to open a Business CD?
  • What is the process to open a Live Oak Bank Business CD?
  • What happens when my CD matures?
View More FAQs

Need Assistance? Contact a Customer Success Manager by calling 866.518.0286.
Monday through Friday 8:00 a.m. – 8:00 p.m. ET

1. The Annual Percentage Yields (APY) are effective as of 1/17/2018 and subject to change at any time without prior notice. The minimum deposit required to open an account is $2,500 and the maximum amount is $250,000 per account. Penalties may apply to early withdrawals. Fees may reduce earnings.
See Disclosures for details.

2. Live Oak Bank is a member of the Federal Deposit Insurance Corporation (FDIC). As a Live Oak Bank customer, your Live Oak Bank deposits are insured by the FDIC up to $250,000 per depositor, for each account ownership category.

Our Banking Team
is ready to assist you.