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  • 6
    Month

    CERTIFICATE OF DEPOSIT


    Interest Rate

    1.24%


    APY

    1.25%

  • 1
    Year

    CERTIFICATE OF DEPOSIT


    Interest Rate

    1.64%


    APY

    1.65%

  • 18
    Month

    CERTIFICATE OF DEPOSIT


    Interest Rate

    1.69%


    APY

    1.70%

  • 2
    Year

    CERTIFICATE OF DEPOSIT


    Interest Rate

    1.78%


    APY

    1.80%

  • 3
    Year

    CERTIFICATE OF DEPOSIT


    Interest Rate

    1.93%


    APY

    1.95%

  • 4
    Year

    CERTIFICATE OF DEPOSIT


    Interest Rate

    1.98%


    APY

    2.00%

  • 5
    Year

    CERTIFICATE OF DEPOSIT


    Interest Rate

    2.27%


    APY

    2.30%

During account opening, Live Oak Bank may ask for the following items so that we may verify your identity:

  • Name
  • Address
  • Social Security Number
  • Date of Birth
  • Business Name
  • Legal Entity Structure
  • Tax Identification Number
  • Address
  • Funding Account Information

We provide unique, small business loan products nationwide and Certificates of Deposit for worry-free investing. Our FDIC-insured2 accounts offer various terms at competitive rates to help you reach your short- and long-term financial goals. FDIC Insurance up to maximum allowed by law

Need to know more?
Visit Frequently Asked Questions

Need Assistance? Contact a Customer Success Manager by calling 866.518.0286.
Monday through Friday 8:00 a.m. – 8:00 p.m. ET

1. The Annual Percentage Yields (APY) are effective as of 11/1/2017 and subject to change at any time without prior notice. The minimum deposit required to open an account is $2,500 and the maximum amount is $250,000 per account. Penalties may apply to early withdrawals. Fees may reduce earnings.
See Disclosures for details.

2. Live Oak Bank is a member of the Federal Deposit Insurance Corporation (FDIC). As a Live Oak Bank customer, your Live Oak Bank deposits are insured by the FDIC up to $250,000 per depositor, for each account ownership category.


Our Banking Team

  • Mark Moroz
    Director of Deposits

    Email Mark

  • Rob Ford
    Deposit Operations Team Lead

    Email Rob

  • Jennifer Merritt
    Customer Success Team Lead

    866.518.0286

  • Frances Nunnally
    Deposit Operations Assistant Team Lead

    866.518.0286

  • Nina Murray
    Customer Success Assistant Team Lead

    866.518.0286

  • Tara Gagnon
    Customer Success Manager

    866.518.0286

  • Mary Heidenreich
    Customer Success Manager

    866.518.0286

  • Taylor Deas
    Customer Success Manager

    866.518.0286

  • Jessie Barnhart
    Customer Success Manager

    866.518.0286

  • Mary Hensley
    Customer Success Manager

    866.518.0286

  • JT Biggs
    Customer Success Manager

    866.518.0286

  • Bailey Echols
    Customer Success Manager

    866.518.0286

  • Alexis Beall
    Customer Success Manager

    866.518.0286

  • Dillon Caraway
    Customer Success Manager

    866.518.0286

  • R.J. Pearsall
    Customer Success Manager

    866.518.0286