Live Oak’s loan syndications group enables our team of experts to lend up-market and grow with our borrowers. We work to arrange a bank group to participate in the opportunity for projects that do not fit within the bank’s targeted hold size. With Live Oak as the lead bank, your institution benefits from our industry expertise and knowledge of various loan programs. We provide you with a single point of contact to streamline the process, from start to finish.

Current Industry Opportunities

Solar Energy
Seniors Housing and Assisted Living
Community Facilities
Government Contracting
C&I Lending
Poultry Farms

Product Types

Asset-based lending
Construction lending
Delayed draw term loans
Lines of credit
Permanent financing
SBA 504 1st mortgages
USDA (non-guaranteed)

Loan Servicing

A dedicated Business Analyst is assigned to every customer after closing

Each Business Analyst manages on average 110 relationships with an industry specific focus.

Business Analysts collect quarterly and annual financials with a 90% success rate. (source internal data)

Business Analysts conduct updated site visits every 12-24 months

Construction Monitoring

Approximately $1.4 billion in construction management at any given time

General contractor qualification

Ensuring plans, permitting and budgets meet requirements


$40 Million

Construction to Permanent Take-Out

3-Bank Deal

$25 Million

Fitness Center
Delayed Draw Term Loan

2-Bank Deal

$20 Million

IT Services
Line of Credit

3-Bank Deal

$31 Million

Solar Energy
Construction to Permanent Take-Out

3-Bank Deal

$36 Million

Automotive Care
Term Loan, DDTL, LOC

3-Bank Deal

$22 Million

Seniors Housing
Construction to Permanent Take-Out

3-Bank Deal

Our Loan Syndication Team
understands your business

LIBOR to SOFR Transition

At the end of 2021, the lending rate benchmark LIBOR will transition to SOFR, a more robust reference rate. LIBOR has been used for decades across the international financial system and this change will impact many in both cash and derivative markets. Stay updated on the latest news and information on the important transition.

Questions about this transition?

You are about to leave the Live Oak Bank website.

Disclaimer: This link will take you to a website outside of the Live Oak Bank site. The new site may offer a different privacy policy and level of security. Live Oak Bank is not responsible for the products or services that are offered or expressed on other websites.

Yes, I understand. Please continue.