Live Oak Bank Careers

Each Live Oaker is empowered to “be the culture” and contribute to an inclusive, respectful environment. Live Oak Bank careers and the employee experience are centered around our People First framework, where we’re committed to supporting each other as we fulfill our mission to be America’s small business bank. Our employee experience is rooted in a shared sense of purpose, where folks feel supported and inspired to do their best work. We established our People First language to guide our daily actions and culture of shared motivation.

 

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Trust Me

Believe in my ability and intent to contribute.

Green speech bubble icon representing Live Oak Bank's customer service.

Teach Me

Share valuable knowledge and encourage learning.

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Inspire Me

Help me find purpose and meaning in work.

Why Live Oak

Benefits like you’ve never seen before

With 100% covered health insurance for all employees and their families, plus competitive salaries, a 401k match and generous vacation days, we make sure our folks are taken care of.

World-class campus

Based in Wilmington, NC, our campus is a beautiful, environmentally-conscious collection of buildings meant to enrich our employees’ lives. A fitness center, a health clinic and two onsite restaurants allow Live Oakers to be the best version of themselves.

A passion to innovate

Our teams embrace bold ideas and push beyond the status quo, all in the name of purpose-built products and services. We’re committed to attracting, building and retaining top talent who continue to fortify our mission.

Commitment to diversity

Live Oak’s mission is to be America’s small business bank. To do that well, it is critical that our teams reflect the experiences of the entrepreneurs we serve and that our products and services are equitable and accessible to all pursuing the American dream. We seek to listen, understand, and learn from each other with the ultimate goal of being inclusive.

Live Oak Bank campus & careers

Benefits

We know that having competitive health benefits, a good retirement plan, time off and employee appreciation efforts are important factors in attracting and retaining the most competitive workforce.

  • 100% medical coverage (for employees, their spouse/partner and dependents)
  • 401(k) match
  • Bonus and restricted stock unit plans
  • 4 weeks of paid time off
  • 11 paid holidays
  • 10 weeks of paid maternity leave
  • 6 weeks of paid paternity leave
  • 6 weeks of new parent leave
  • 6 weeks of paid adoption leave
  • Subsidized restaurants on campus serving breakfast, lunch and take-home dinners
  • Employee stock purchase plan
  • 12 weeks of paid short-term and long-term disability leave
  • 10 days of paid bereavement leave
  • On-campus medical clinic
  • Health and wellness seminars, coaching and programs
  • On-campus fitness and wellness facility with personal training, group classes and physical therapy

You belong here

Employee resource and interest groups are centered around shared experiences, aiming to foster an inclusive workplace that celebrates diversity, builds belonging, drives diverse thought leadership and puts Live Oak values at the core of our operations.

 

Women Inspired Network

WIN provides the women of Live Oak an environment to share experiences, challenges and solutions to help expand their professional careers through education, collaboration, and advancement.

Minority Professionals Aligning Communities

MPAC aims to inspire and empower Black, Indigenous, and Latinx employees to use their diverse and unique voices to lead, align, and showcase their identity, interests and needs.

Pride

Fosters an inclusive and accepting community for LGBTQIA+ employees by promoting visibility, education and support with the intent of creating a safe environment where every employee can be their authentic selves.

Working Parents

Supports and elevates the parents working for Live Oak and advances the products and services designed for our customer base sharing in the parental experience.

Asian American Pacific Islander Community

This group supports AAPI employees through empowerment and collaboration, focused on education and transparency and creating leadership opportunities.

Veteran Empowerment Team

Nurtures a strong community for our military members, their families, veterans and civilian allies through awareness, engagement and leadership initiatives.

"If we take care of our people, they'll take care of our customers."

– Chip Mahan, Chairman and CEO

When the founders of Live Oak set out to create something special, they knew that employees and their diverse experiences would be the bedrock of the company. As the bank has grown, that relentless focus to take care of our people has not changed.

Emerging Leaders

Seed and grow. That’s our approach to hiring the best and brightest young talent. Those who are just entering the workforce may not have a full understanding of their career trajectory — and that’s okay. We provide support and a true sense of community for anyone kickstarting their careers.

Hear from our employees

Live Oak Bank Corporate Development and Credit Business Strategist Josh Gregory

“A couple of months ago, I changed roles at the bank. Everyone was not only willing to provide insight but also encouraged me to shoot for the stars.”

Josh Gregory
Business Strategist

Live Oak Bank Technology Portfolio Manager Ramona Jackson

“After a long career in large enterprise technology companies … I know that I have landed at a place where I can make a meaningful impact.”

Ramona Jackson
Technology Portfolio Manager

Live Oak Bank Head of Procurement and Vendor Relationships Tammy Knies

“It is refreshing to see how everyone just wants to do what is right every day. Everyone cares. Coming from a very large organization, you do not always see that.”

Tammy Knies
Head of Procurement and Vendor Relationships

Live Oak Bank Technology Support Manager Danielle McIntosh

“At Live Oak, I genuinely look forward to coming to work each day. I feel a true sense of belonging here, and I know that my work is valued.”

Danielle McIntosh
Technology Support Manager

Live Oak Bank Product Designer Justin Floyd

“At Live Oak, my work has a genuine and impactful purpose. We create products, services, and experiences to make our customers’ lives better.”

Justin Floyd
Product Designer

Live Oak Bank Quality Assurance Team Lead Frances Nunnally

“Since day one, I have been so impressed with the caliber of talent here. It’s more than just a job — I truly feel like I’m a part of something bigger than myself.”

Frances Nunnally
Quality Assurance

Live Oak Bank Underwriter Laura Orr

“I love Live Oak because people here want to do things right — for our customers, for the bank, and for each other.”

Laura Orr
Underwriter

Live Oak Bank Special Assets Relationship Officer Pamela Potter

“I’m grateful every day to come to work with a great team. I believe it does matter what we do every day and that we can all make our world a better place.”

Pamela Potter
Special Assets Relationship Officer

Live Oak Bank Technology Support Manager Marlon Ramos

“Our founders genuinely believe in taking care of us — from our beautiful campus with a gym and restaurants to our incredible healthcare coverage.”

Marlon Ramos
Technology Support Manager

Live Oak Bank Accounting Supervisor Kisha Walters

“Words can’t describe how amazing, smart, and thoughtful my peers at Live Oak are. They have always pushed me to be the best version of myself.”

Kisha Walters
Accounting

Join our team

As part of the Live Oak team, you’ll have the chance to shape the next chapter of banking while supporting the backbone of our nation – small businesses.