Imagine a world where quality education is accessible to every child. Each and every day, you play a vital role in helping your city, region and world inch closer to making this dream a reality. As a small business owner who’s dedicated to operating successful educational services centers, you understand the growing demand for education centers and childcare facilities. Live Oak Bank is ready to help you build and grow your vision by providing affordable, flexible loans for educational franchises and independent businesses.

We leverage our knowledge of the education industry and financing expertise to help you capitalize on opportunities and avoid costly mistakes. Whether you’re looking to open a new center or charter school, renovate an existing facility or simply refinance your existing debt, we can provide the guidance and loan solutions you need to thrive. Available loan programs include SBA 7a, SBA 504, SBA 504 Green, USDA and others.

Need a little guidance and advice? Contact a loan specialist, they're ready to help.

Connect with a Loan Specialist

Goddard and Live Oak have given me a gift that has allowed me to give to all these children..."

- Laura Kulkarni, Goddard School Franchisee

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When you work with Live Oak, consider us a true partner to help you buy, build or expand your business.

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Download our comprehensive guide to learn more about new SBA loan enhancements, offering unparalleled opportunities for small business owners.

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Why Live Oak


We’ll take you where you need to go with our deep industry and product expertise. Our team understands the ins and outs of different business models, and we package your loan accordingly. Every industry has its own nuances and our lenders get that. When it comes to matching your businesses with the best loan, you can trust that it will be the ideal fit.


Our commitment to efficiency and transparency helps you avoid costly mistakes. We work hard to streamline the entire loan process, from the initial conversation to the day you get your money. Throughout your Live Oak experience, we’ll keep you updated and informed. By taking advantage of next-generation technology, your loan will move through each stage seamlessly. Our experienced team knows that your time is valuable, and we won’t waste any of it.


We strive to provide unmatched service and an unwavering dedication to your success. Our customers are at the heart of everything we do at Live Oak. We like to say that we treat every customer like our only customer, and we honestly mean that. Your hopes, your dreams and your goals hold a lot of weight – it is what we work together to achieve. Going above and beyond for you is simply how we operate. We can only say that we’re successful when you are too, so we’ll do everything in our power to make that happen.

Our Educational Services Team
understands your business

We're ready when you are
Connect with a Loan Specialist

From our Educational Services Resource Center

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