As a decision maker in your community, you have the great privilege and responsibility of helping improve the health, safety and overall well-being of its residents. We know that in rural America it can be hard to attract and retain businesses and provide job opportunities and essential services to ensure your community thrives. We can help by providing community facilities financing.

We provide financing for communities and non-profit organizations for facilities such as healthcare, education, public safety and more. Live Oak also provides up to 40-year fixed-rate financing for water, waste and stormwater for rural and unincorporated communities. Planning for a community is challenging, but the financing doesn’t have to be. We reduce the red tape and provide a simplified loan process with quicker access to the money that you need to help your community thrive.

Our community facilities team is passionate about helping rural America. When you work with us, you get a partner that you can trust to walk you through the community facilities financing process and stick with you throughout the life of your loan. Don’t get left behind; ensure a better tomorrow for your children and grandchildren. We’re here to help you lead your community towards a bright future with community facilities financing.

We also offer financing for community water, wastewater, stormwater or waste disposal needs.

We help you achieve more

We’re on a mission to be America’s small business bank. Our deep knowledge and product expertise help us match you with the best solution to meet your unique needs. We’re proud to invest in America’s business owners because your drive drives us.

Our Community Facilities Team
understands your business

From our Community Facilities Resource Center

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