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Financing for Community Facilities

We help communities thrive

As a decision maker in your community, you have the great privilege and responsibility of helping improve the health, safety and overall well-being of its residents. We know that in rural America it can be hard to attract and retain businesses and provide job opportunities and essential services to ensure your community thrives. We can help by providing community facilities financing.

We provide financing for communities and non-profit organizations for facilities such as healthcare, education, public safety and more. Live Oak also provides up to 40-year fixed-rate financing for water, waste and stormwater for rural and unincorporated communities. Planning for a community is challenging, but the financing doesn’t have to be. We reduce the red tape and provide a simplified loan process with quicker access to the money that you need to help your community thrive.

Our community facilities team is passionate about helping rural America. When you work with us, you get a partner that you can trust to walk you through the community facilities financing process and stick with you throughout the life of your loan. Don’t get left behind; ensure a better tomorrow for your children and grandchildren. We’re here to help you lead your community towards a bright future with community facilities financing.

We also offer financing for community water, wastewater, stormwater or waste disposal needs.

Personalized Service You Deserve

We’ll meet you where you are, whether that’s creatively structuring a small business loan or helping you maximize your money with a high-yield savings account. No need to jump through hoops for our attention — get the service you deserve from Live Oak Bank.

Our Team Understands Your Business

  • Monica Pierre
    VP - Water & Environmental Programs

    Email Monica | 910.354.1727

  • Rick Kollhoff
    VP - Rural Lending

    Email Rick | 910.685.8696

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From our resource center

As part of our commitment to supporting small business owners, we have a library of free educational resources available to anyone. Here’s what you can expect to find in Live Oak Bank’s Resource Center:

  • Loan product overviews
  • Marketing tips and tricks
  • Small business fundamentals
  • Live Oak customer spotlights