As a decision maker in your community, you have the great privilege and responsibility of helping improve the health, safety and overall well-being of its residents. We know that in rural America it can be hard to attract and retain businesses and provide job opportunities and essential services to ensure your community thrives. We can help by providing community facilities financing.

We provide financing for communities and non-profit organizations for facilities such as healthcare, education, public safety and more. Live Oak also provides up to 40-year fixed-rate financing for water, waste and stormwater for rural and unincorporated communities. Planning for a community is challenging, but the financing doesn’t have to be. We reduce the red tape and provide a simplified loan process with quicker access to the money that you need to help your community thrive.

Our community facilities team is passionate about helping rural America. When you work with us, you get a partner that you can trust to walk you through the community facilities financing process and stick with you throughout the life of your loan. Don’t get left behind; ensure a better tomorrow for your children and grandchildren. We’re here to help you lead your community towards a bright future with community facilities financing.

We also offer financing for community water, wastewater, stormwater or waste disposal needs.

Why Live Oak


We’ll take you where you need to go with our deep industry and product expertise. Our team understands the ins and outs of different business models, and we package your loan accordingly. Every industry has its own nuances and our lenders get that. When it comes to matching your businesses with the best loan, you can trust that it will be the ideal fit.


Our commitment to efficiency and transparency helps you avoid costly mistakes. We work hard to streamline the entire loan process, from the initial conversation to the day you get your money. Throughout your Live Oak experience, we’ll keep you updated and informed. By taking advantage of next-generation technology, your loan will move through each stage seamlessly. Our experienced team knows that your time is valuable, and we won’t waste any of it.


We strive to provide unmatched service and an unwavering dedication to your success. Our customers are at the heart of everything we do at Live Oak. We like to say that we treat every customer like our only customer, and we honestly mean that. Your hopes, your dreams and your goals hold a lot of weight – it is what we work together to achieve. Going above and beyond for you is simply how we operate. We can only say that we’re successful when you are too, so we’ll do everything in our power to make that happen.

Our Community Facilities Team
understands your business

We're ready when you are
Connect with a Loan Specialist

From our Community Facilities Resource Center

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