Lending Solutions to Enhance Your Audience’s Experience

As a cinema owner, you know that every aspect and little detail of your theater matters. Lighting, sound and seating all have to perfectly sync to ensure your customers enjoy a fun and comfortable trip to the movies. To movie-goers, a trip to the cinema is a simple opportunity to sit back and relax, but we know that you put in a lot of work behind the scenes to create that perfect experience for them.

Recliner seating is a popular trend in cinema furniture, fixture and equipment (FF&E) upgrades, but, at $500 a seat, even converting a small theater can be a massive, expensive undertaking for an independent cinema owner. Luckily for you, working with the right lender means recliner conversions don’t have to be a burden. At Live Oak Bank, for example, we offer financing for luxury seating and floor modifications. When you work with Live Oak, you can join your customers in sitting back and relaxing, because we’ll be here every step of the way to help you convert your theater seating and make other necessary improvements.

If you’re interested in a recliner conversion, premier screens or other FF&E upgrades, we can help.


We understand the unique needs of cinema businesses. We are equipped to listen to the details of your project and provide feedback based on our industry expertise. We’ll help you determine what financing options best align with your FF&E project.


Expect this phase to include in-depth conversations about your history, credit and business and marketing plan. We will walk you through the loan process to ensure that you understand all of the steps and required documents.


After your loan closes, you will be connected with your dedicated business analyst who will be available to help you with any ongoing needs you may have such as loan payment questions and additional business opportunities.

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