As an aspiring or existing fitness center owner, you’ve dedicated your time, energy and resources to opening a new gym or acquiring additional locations. Why settle for working with vendors and partners that don’t fully understand your business or share your level of commitment? Most banks and lenders try to meet the unique needs of your fitness center business by using traditional loans that work for any small business. We do things differently.

Imagine having a focused lending partner like Live Oak Bank on your side that specializes in fitness center financing and can therefore provide valuable insights and solutions for even your most detailed projects. Once you’ve identified an ideal location and the right franchise or business model, your next step should be connecting with our fitness center lenders to explore your loan options. Our lending experience and industry knowledge allow us to deliver a streamlined loan process that will save you time and money while positioning you to achieve your business goals.

Need a little guidance and advice? Contact a loan specialist, they're ready to help

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Loan Solutions

  • Acquisition

    Buying a fitness center often requires less time and money than building one from the ground up. Once you identify the fitness center you’d like to purchase, we can help with...

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  • Construction

    There will come a time when you need to consider expanding or renovating your building to serve more members. Building or improving your fitness center can alleviate overcrowding, enhance your customers’...

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Live Oak invests in educational resources and tools that will help you improve your business and stay informed about your financing options. View another case study and additional materials here.

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Our team finances all kinds of fitness projects. We like to share those experiences in hopes that they will help you avoid costly missteps and be better prepared for financing.

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Why Live Oak



The ability to quickly adapt and perform at a high level is as vital for your business as it is for your customers during their training sessions. Live Oak understands that no two gyms are the same and that each presents different challenges that must be met with unique solutions. That’s why we’ve developed loan solutions with flexible terms to address this head-on. Your business is unique. Your loan should be, too.



Our team does one thing every day – provide loan solutions for fitness centers around the country. How does this benefit you? Our time working together will be spent making sure that we understand your unique business opportunities rather than you getting us up to speed on how your industry works. Because we already have in-depth knowledge of fitness centers and experience working with owners, we can offer you a simpler loan process.



Your success relies on customer satisfaction. So does ours. With Live Oak, you’ll experience personalized service unlike you would with any other bank or lender. Through each stage of the loan process, and even after your loan closes, you’ll have a dedicated contact who provides prompt, clear communication and offers sound, accurate business advice and guidance.

Our Fitness Centers Team
your business.

We're ready when you are
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