As an aspiring or existing fitness center owner, you’ve dedicated your time, energy and resources to opening a new gym or acquiring additional locations. Why settle for working with vendors and partners that don’t fully understand your business or share your level of commitment? Most banks and lenders try to meet the unique needs of your fitness center business by using traditional loans that work for any small business. We do things differently.

Imagine having a focused lending partner like Live Oak Bank on your side that specializes in fitness center loans and can therefore provide valuable insights and solutions for even your most detailed projects. Once you’ve identified an ideal location and the right franchise or business model, your next step should be connecting with our fitness center lenders to explore your loan options. Our lending experience and industry knowledge allow us to deliver a streamlined loan process that will save you time and money while positioning you to achieve your business goals.

Loan Solutions


Buying a fitness center often requires less time and money than building one from the ground up. Once you identify the fitness center you’d like to purchase, let us guide you through the acquisition process.


At some point, you may consider expanding or renovating your building to serve more members. Building or improving your fitness center can alleviate overcrowding and enhance your customers’ experience.

Need a little guidance and advice? Contact a loan specialist, they're ready to help.

Connect with a Loan Specialist

We help you achieve more

We’re on a mission to be America’s small business bank. Our deep knowledge and product expertise help us match you with the best solution to meet your unique needs. We’re proud to invest in America’s business owners because your drive drives us.


When you work with Live Oak, consider us a true partner to help you buy, build or expand your business.

Watch Now

Small Business Loans 101 Guide

Our team is experienced and can confidently guide you through the lending process. But first, download our guide with essential details about the basics of small business loans.

Download Guide

Our Fitness Centers Team
understands your business

We're ready when you are
Connect with a Loan Specialist

From Our Resource Center

From Our Resource Center

As part of our commitment to supporting small business owners, we have a library of free educational resources available to anyone. Here’s what you can expect to find in Live Oak Bank’s Resource Center:

  • Loan product overviews
  • Marketing tips and tricks
  • Small business fundamentals
  • Live Oak customer spotlights

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