Small business federal contractors often run into cash flow deficiencies immediately after winning new contracts. This time between the signing of the contract and the beginning of actual performance is critical for contractors to hire staff and purchase the necessary equipment for their new projects. It can take at least 45-90 days from winning the contract to receive a first invoice. As a result, you may need contract mobilization to bridge any potential cash flow gaps and get your business up and running quickly.

Live Oak’s contract mobilization financing allows contractors to bid confidently on new opportunities knowing they will have the capital they need to cover expenses like payroll, insurance, equipment, vendors and more.

We understand the challenges you face as a government contractor and will provide you financing—as well as guidance—when you need it to ensure your project gets completed on time.


There’s no better way to get started than to have your required documentation on hand. Some of the documents you’ll need to start the loan process with us include: Three years of personal and business tax returns, a personal financial statement, a personal resume and a business plan.


When you’re ready to work with one of our loan experts, you can expect to have a conversation devoted to your contracting business, including the details on your loan, your background and the financing options that we have to offer. Your loan specialist will then walk you through the application process so you know what to expect next.


Once your completed application is received, our team will perform an analysis on your financials. Next, the loan officer will issue a proposal to you with information on rates, terms and any collateral requirements. We understand that no two government contracting firms are alike, and we are here to help you better understand your options to grow your small business.

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When you work with Live Oak, consider us a true partner to help you buy, build or expand your business.

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Herby Duverné Case Study

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Our Government Contracting Team
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From our Government Contracting Resource Center

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