Hardware stores are often community staples, with products and services for all. As an owner, your customers rely on you and your store for everyday necessities. At Live Oak Bank, we help our customers tap into capital and obtain hardware store loans tailored to their business goals.

Our hardware store financing team has the experience to confidently guide you through the lending process and provide a financing plan to help your business thrive. We want to invest in you whether you’re developing a new store, buying an existing store, purchasing real estate or refinancing business debt. Beyond the traditional banking experience, we strive to be an asset to our customers by turning obstacles into opportunities, with a streamlined process and an emphasis on customer service.

Loan Solutions


Purchasing an existing hardware store is often a great solution to hit the ground running. This can include acquisition with conversion, expansion, buying out an existing partner or simply acquiring another location to grow your hardware store business. Once you identify the opportunity, we’re here to guide you through the loan process.

New Store Development

Starting a new store is exciting and offers opportunity to work with brands that can elevate your mission. When you’ve determined the market need and identified your project, let us assist you with the financing component.

Commercial Real Estate

Buying a building, renovating or ground-up construction can allow you to expand your current level of service. We provide hardware store loan structures to meet your needs and help you avoid costly mistakes throughout the process.


You may want to consider refinancing to ensure you have the most appropriate debt structure in place to suit your current hardware store business needs.

Need a little guidance and advice? Contact a loan specialist, they're ready to help.

Connect with a Loan Specialist

Our Hardware Store Team
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From Our Resource Center

From Our Resource Center

As part of our commitment to supporting small business owners, we have a library of free educational resources available to anyone. Here’s what you can expect to find in Live Oak Bank’s Resource Center:

  • Loan product overviews
  • Marketing tips and tricks
  • Small business fundamentals
  • Live Oak customer spotlights

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