Experience the Live Oak Bank difference

  • Preserve Your Cash Most banks require 10-20% down, but we help you keep cash in your pocket.
  • Appraisal Flexibility Most appraisals don’t support construction projects, so banks will typically only finance 90% or less of the appraised value. At Live Oak, we look to create a solution to finance the entire construction project as planned.
  • 25 Year Financing Options By allowing a longer loan term, you can achieve better cash flow
  • Flexible Prepayment Penalties If you want the ability to pay down your loan early or refinance without penalty, you will be able to do so
  • Dedicated Healthcare lending team
  • Transparency throughout each phase of the loan
  • Streamlined process with minimal paperwork
  • Cash-flow driven lending