You Know Dentistry, We Know Dentistry Lending

Dental school prepared you for filling cavities and performing root canals, but did it prepare you to be a successful small business owner or equip you to grow and expand your dental practice? Maybe not. But, we have good news! You don’t have to get your MBA to build a business that thrives; you just have to choose the right lending partner.

Working with a lender who is experienced in the dental industry is an essential part of that equation. We understand the unique needs of dentists because we’ve financed over $1.5 billion in practice loans to dentists for expansion, construction, commercial real estate and various other business purposes.

Whether you are a general dentist, pediatric dentist, oral and maxillofacial surgeon, orthodontist, endodontist, periodontist or prosthodontist—we are the financing partner with the knowledge and experience that can help you build the practice of your dreams.

Need a little guidance and advice? Contact a loan specialist, they're ready to help

Connect with a Loan Specialist

If you're ready to get started, apply now.

Loan Solutions

  • Construction

    A ground-up build may seem overwhelming, but at Live Oak Bank, this is what our construction loan specialists do every day. We can help you build the right team to execute...

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  • Expansion

    As you grow your practice and find yourself running out of space, it may be time for an expansion. Our team specializes in real estate financing for dentists and can help...

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Although I was doing dentistry, I wasn’t able to treat my patients and provide them with quality of care I knew I could provide if I owned my own practice.”

- Dr. Desiree Walker, Owner of Lumber River Dental

See how we helped  

Healthcare Practice Financing: Not Your Average Bank

We are uniquely positioned to help you reach your goals.

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Webinar series: Dental Office Ownership

Essential tips for building or owning the practice of your dreams.

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Why Live Oak

Relationships

We care about the long-term success of your practice. At Live Oak, we aim to treat every customer like they’re our only customer. Once your loan closes, you will be connected with a dedicated Live Oak Bank business advisor who will assist in answering dental loan questions, perform a quarterly financial analysis on your business and offer peer-to-peer benchmarks specific to the dental industry. Our relationship with you will extend well beyond the closing of your loan because we truly prioritize the success of your practice.

Trusted Advisors

Our team of dental lending experts is ready to help you reach your goals—whatever they may be. They work specifically with dentists every day and have a vast knowledge of the dental industry. This enables them to be your trusted advisors who will always offer you sound financial and business advice to help you grow your practice and avoid costly mistakes along the way.

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Favorable Terms

Typically, we’re able to accept lower down payments than a conventional lender, which enables your dental practice to retain more cash to keep up with the pace of your business. We also offer 25-year financing on real estate, without balloon payments or covenants, enabling you to maintain better cash flow. Additionally, for loan terms greater than 15 years, our prepayment options are flexible and give you the ability to refinance or pay down your loan early without penalty. Our favorable loan terms were designed to work for dental practice owners just like you.

Our Dental Team
understands
your business.

From our Dental Resource Center