At Live Oak Bank, we’re on a mission to be America’s small business bank. Part of that mission includes our inclusive small business efforts aimed at unlocking capital for minority-owned, veteran-owned and women-owned businesses that have traditionally lacked access to funding.

We are creating an ecosystem to bridge capital, capacity, and education for minority, women, and veteran entrepreneurs. Our experienced team will work with you to understand your business goals and financial position. From there, we’ll explain your options for getting the money you need to meet your business goals. We believe that every business owner deserves the opportunity to drive economic growth in their own communities.

Capital is just one way we invest in you

Our team is committed to ensuring that our borrowers have proper resources and sufficient knowledge. Beyond access to small business capital, we can provide helpful connections to mission-based lenders. We can also refer our borrowers to financial education groups and offer access to specific business resources.

Loan Uses

Buy a business
Purchase real estate

What we need to get started

Business plan/executive summary
3 years of personal and business tax returns
Personal financial statement

Need a little guidance and advice? Contact an inclusive small business loan specialist, they’re ready to help.

Connect with a Loan Specialist

We help you achieve more

We’re on a mission to be America’s small business bank. Our deep knowledge and product expertise help us match you with the best solution to meet your unique needs. We’re proud to invest in America’s business owners because your drive drives us.


Channel, Powered By Live Oak Bank

Live Oak Bank is proud to announce the opening of Channel, an inclusive small business center in downtown Wilmington, NC, that serves minority entrepreneurs in the city where we are headquartered. As the nation’s leading small business lender*, Channel aims to connect small business owners with the coaching, community and capital to help them achieve the American Dream. Are you a business in Wilmington, NC, or the surrounding area?

Learn More

Our Inclusive Small Business Team
understands your business

From Our Resource Center

From Our Resource Center

As part of our commitment to supporting small business owners, we have a library of free educational resources available to anyone. Here’s what you can expect to find in Live Oak Bank’s Resource Center:

  • Loan product overviews
  • Marketing tips and tricks
  • Small business fundamentals
  • Live Oak customer spotlights

* The data supplied by the SBA reflects 7(a) highest dollar volume during FY 2021.

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