At Live Oak Bank, we’re on a mission to be America’s small business bank. Part of that mission includes our inclusive small business approach to unlocking capital for minority-owned, veteran-owned and women-owned businesses that traditionally lacked access to funding.

We are creating an ecosystem to bridge capital, capacity, and education for minority, women, and veteran entrepreneurs. First, our experienced team will work with you to understand your business goals and financial position. From there, we’ll explain your options for getting the necessary resources to meet your business goals. We believe every business owner deserves the opportunity to drive economic growth in their communities.

Capital is just one way we invest in you


Our team will work to understand your business model and objectives as we help you and your business determine the correct type of financing and prepare for capital access. From preparation to transition, our team connects with each entrepreneur personally and will break down the loan process from application to funding and beyond.


At Live Oak Bank, we remove monthly account fees, offer competitive interest rates and put small business customers at the center of every decision we make. Learn more about our small business banking account options.


The Pathway to Capital program believes in meeting entrepreneurs where they are in their unique journey and guiding every step. This approach goes far beyond most financial institutions’ approve or deny mentality.

Each business in the Pathway to Capital program is paired with a relationship manager to connect them with appropriate solutions to help position their business for capital readiness and long-term success. We seek, serve and invest in impactful solutions to help small businesses thrive.

Need a little guidance and advice? Contact an inclusive small business banking officer, they’re ready to help.

Connect with a Banking Officer

We help you achieve more

We’re on a mission to be America’s small business bank. Our deep knowledge and product expertise help us match you with the best solution to meet your unique needs. We’re proud to invest in America’s business owners because your drive drives us.

Our Inclusive Small Business Team
understands your business

From Our Resource Center

From Our Resource Center

As part of our commitment to supporting small business owners, we have a library of free educational resources available to anyone. Here’s what you can expect to find in Live Oak Bank’s Resource Center:

  • Loan product overviews
  • Marketing tips and tricks
  • Small business fundamentals
  • Live Oak customer spotlights

* The data supplied by the SBA reflects 7(a) highest dollar volume during FY 2021.

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