As the insurance distribution system continues to change, the need for financing to stay competitive is real. Live Oak Bank offers insurance agent financing to managing general agents (MGAs), wholesalers and program administrators seeking to grow through acquisition, restructuring debt or needed working capital. When you work with a lender who understands the insurance industry, you enjoy a smooth, efficient lending process, letting you get back to business.

Why a Live Oak Loan is Different

  • Industry Experience: Dedicated lending team focused exclusively on providing financing to the insurance industry.
  • Accessible Capital: Aligning growth and succession strategies with capital to help your insurance business grow.
  • Technology & Speed: A transparent loan process facilitated by Live Oak’s unique technology, optimizing speed and ease of closing.

Credit Factors for Successful Insurance Loans

Minimum agency revenue of $200,000

Can include revenue of business being acquired

Good personal financial history.
FICO > 650
We're ready when you are
Connect with a Loan Specialist

From Our Resource Center

From Our Resource Center

As part of our commitment to supporting small business owners, we have a library of free educational resources available to anyone. Here’s what you can expect to find in Live Oak Bank’s Resource Center:

  • Loan product overviews
  • Marketing tips and tricks
  • Small business fundamentals
  • Live Oak customer spotlights

Our Insurance Team
understands your business

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