Pharmacy Owners Need Pharmacy Loan Experts

Since 2010, we have lent over one billion dollars to more than 660 independent pharmacists. We work exclusively with community pharmacists every day, so we understand what it takes to ensure your business succeeds. We also understand the challenges you face each day as a small business owner. If you’re interested in acquiring an existing pharmacy, purchasing real estate or diversifying your business with additional offerings, we’re the right financing partner to help you reach your goals.

Our pharmacy lending experts are focused on helping pharmacists obtain financing to achieve their dreams—and avoid costly mistakes along the way. Mike Bollinger, the general manager of the Live Oak pharmacy lending team, understands firsthand the challenges pharmacy owners are facing today because he has been in the pharmacy industry for over 25 years. That means an unmatched level of insight into your passion as a pharmacy owner. We aren’t a lender who just claims to understand your business—we truly do.

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Loan Solutions

  • Acquisition

    If ownership is your personal goal, acquiring a pharmacy or prescription files is a great way to get there. Live Oak offers financing for the acquisition of the business assets.

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  • Real Estate

    Real estate loans are generally termed over 20-25 years, making payments very affordable and allowing pharmacists nationwide to enjoy the benefits that come along with commercial real estate ownership.

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  • Refinance

    If monthly loan payments are holding your pharmacy back, you may need to consider refinancing to restructure your debt and reduce your monthly payments.

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There is just something different about Live Oak, something that really sets them apart from any other bank. They believed in me and offered me the tools I needed to become a business owner.

- Dr. Maria Downs, Owner, Pearson’s Pharmacy

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Why Live Oak


The industry knowledge and expertise of the Live Oak pharmacy lending team is second to none. With a deep understanding of pharmacy operations, our experts are ready to be your advisors. Extensive due diligence and proper deal structuring are an essential part of the loan process with us, and because we are armed with industry knowledge and experience, we’re well-equipped to walk you through it.


As a small business owner, we know your patients and employees are like family. We feel the same way about you. Our pharmacy lending team will always give you honest recommendations that are going to be beneficial for your personal and business financials. You can trust us for top-notch guidance and support throughout the loan process—and beyond.


At Live Oak, we aim to treat each customer like they’re our only customer, and we take this goal very seriously. Once your pharmacy loan closes, you will be assigned a Live Oak Bank business analyst who will assist you with loan questions, perform a quarterly financial analysis and make ongoing recommendations to improve your business. When you work with our pharmacy lending team, you’re getting more than a lender. You’re getting a long-term partner who will always prioritize the success of your business.

Our Pharmacy Team
your business.

We're ready when you are
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