Live Oak Bank’s seasoned SBA lending experts use SBA loan products across many industries nationwide. We work with brokers, intermediaries and individuals to support business acquisitions, partner buyouts and real estate purchases.

Comprised of some of the country’s leading SBA lenders, this team has successfully closed billions of dollars. With Live Oak’s Preferred Lender (PLP) status, you’ll enjoy a simpler, faster loan process and a customer experience you won’t find with other banks.

Need a little guidance and advice? Contact a loan specialist, they’re ready to help.

Connect with a Loan Specialist

A True Partner in Your Business

Live Oak is ready to support you with our customized loan products focused on your long-term success.

Let our team confidently guide you through the lending process and together, we’ll craft a unique plan that will allow you and your business
to thrive.

SBA Combination Financing solutions

SBA Loan + Conventional Loan = Capital to Help You Achieve More

If you have a project that exceeds the SBA 7(a) $5 million limit, our combination financing program can be a creative solution. We pair an SBA 7(a) loan (of up to $5 million) with a conventional loan (amount based on need) and a line of credit when needed.

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Loan Terms and Structure

  • Up to $9 MM combination
  • Amortization of 7–10 years
  • Competitive bank interest rates
  • Used for acquisitions of companies with an enterprise value of $7–10 million and potentially higher

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Loan Uses

  • Acquisition
  • Expansion
  • Partner buyout

Expansion through Commercial Real Estate

Live Oak Bank specializes in financing business expansions through the purchase of commercial real estate with SBA loans.

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SBA Loans Simplified

Learn the basics of the SBA’s two main loan programs, 7(a) and 504, including the benefits and how you can use each loan program.

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Our SBA loan specialists understand your business

Meet the Team

From Our Resource Center

From Our Resource Center

As part of our commitment to supporting small business owners, we have a library of free educational resources available to anyone. Here’s what you can expect to find in Live Oak Bank’s Resource Center:

  • Loan product overviews
  • Marketing tips and tricks
  • Small business fundamentals
  • Live Oak customer spotlights

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