Experienced Lenders Dedicated to HVAC and Plumbing Contractors

As an owner of an HVAC or plumbing contracting business, you’ve worked hard to establish a strong, reputable company. We understand that. In fact, we truly understand all aspects of your business because our team is solely dedicated to your profession.

Live Oak works with contractors just like you across the country every single day to provide HVAC and plumbing contractor business loans. Whether you want to finance a succession plan, purchase your real estate, or refinance existing business debt, Live Oak can help you achieve your goals.

Need a little guidance and advice? Contact a loan specialist, they're ready to help

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Webinar: SBA Financing 101 For Service Contractors

Learn about SBA loans and how service contracting business owners can use these loans to expand your business through mergers and acquisitions, purchasing/expanding your real estate, working capital and more.

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Guide to Finance for Service Contractors

Ever wonder what financing options are available for you? Our Guide To Finance breaks down the options.

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Why Live Oak



Every day our lending team works with HVAC and plumbing contractors who need financing to sell, grow or operate their businesses. You’ll find the loan process more efficient because you won’t waste time teaching us your business; we get it. Our knowledge and expertise allows us to offer a simpler, faster way to get you the money you need to achieve your goals.



Just like you’ve earned your customers’ confidence through exceptional service, Live Oak strives to gain your trust, as well. Our team will treat you like you are our only customer with responsiveness, information and transparency so you know where we are every step of the way.



Once your loan closes, you will be assigned a dedicated business analyst who will be your point of contact throughout the life of your loan. Your business analyst is available to answer any loan questions and also review your quarterly financials to recommend new ways to grow your business.

Our Service Contractors Team
your business.

We're ready when you are
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From our Service Contractors Resource Center

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