Working with Live Oak Bank

Live Oak Bank has lent $1 billion to the poultry industry since 2014. Are you looking to start a poultry farm or update your current poultry houses? Live Oak Bank offers financing for new house construction, purchases of existing poultry farms, and retrofits.

Our dedicated poultry team has decades of combined agriculture industry experience. We understand your business from construction bids to receiving birds, and we’ll gladly answer any questions you may have throughout the process.

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Simpler, Faster Financing

Because of Live Oak’s cash flow lending model, you’ll receive competitive rates and no calls or covenants. Longer terms free up your monthly cash flow, so you can keep operating your business as usual. Plus, Live Oak Portal technology streamlines the loan process, giving you live updates and access to your loan progress at any time.

What You Need to Get Started

  • Description of spending/use of proceeds
  • Business tax returns or farm schedules from the past 3 years
  • Personal tax returns from the past 3 years
  • Current profit/loss statement, if available
  • Current growers contract or letter of intent from integrator
  • Copies of construction bids/estimates
  • Farm property questionnaire
  • Personal financial statement

Construction Financing

Specializing in agriculture, our Construction Loan Team works with you, the contractor and the engineer throughout the life of your loan, answering all of your construction questions. We collect and monitor your construction-specific documentation, including contracts, completed construction plan and specifications, insurance and a cost breakdown of the overall project.

Agriculture Construction Case Study


If you’re ready to update your current poultry farm, a poultry house retrofit can significantly improve the operation of your farm. Retrofits can include the installment of new feeders, better controllers, ventilation upgrades, and improvements to lighting and energy-efficiency.

How can you use a loan to upgrade your current poultry farm?

  • New feeders
  • Ventilation upgrades
  • Technology updates
  • Improved controllers
  • Energy-efficiency improvements

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Our Agriculture Team
understands your business.

Meet the Team