Need to Improve Cash Flow?

Our Government Contract Line of Credit product is tailored to the unique business challenges of federal small business contractors. With a Contract Line of Credit, you can leverage monthly invoices by converting them to cash to fund related expenses.

The U.S. Government is making a concerted effort to award large contracts to small businesses. Before doing so, Contracting Officers are required under the Federal Acquisition Regulations (FAR – Subpart 9.1) to make certain that the potential awardee has the financial capability to execute the contract.

  • Live Oak Bank will provide, at no cost, a financing commitment letter to ensure compliance with FAR- Subpart
  • We offer a 90% advance rate on prime contracts; 85% on sub-prime contracts.
  • 12 month term with option to renew

Whether you are refinancing existing debt, buying a business, or mobilizing on a new contract award, a Live Oak Bank Contract Line of Credit is available.

We're ready when you are

Our Government Contracting Team

  • Patrick Kelley
    Vice President of Strategy & General Manager

    Email Patrick | 202.448.9023

  • Erin Andrew
    Managing Director

    Email Erin | 202.905.0599

  • Eric Rabinovich

    Email Eric | 202.609.8584

  • T.J. Merlo
    Associate Director

    Email T.J. | 910.338.4336