Nationwide Hotel Financing

As a hotel owner, your mission is to graciously accommodate your guests. Live Oak Bank has the same philosophy when it comes to helping you build your hotel business. We offer extensive financing options in all 50 states, providing hotel loans for new construction, FF&E, PIP renovations, acquisitions, conversions and refinancing.

Our industry knowledge, financing expertise and innovative technology combine to deliver unique financial solutions for our hotel borrowers. You can receive hotel loans with longer terms that helps you preserve cash flow. Our programs include working capital and all closing costs, as well as competitive fixed and variable rate options. Consider us your trusted financing partner.

We're ready when you are

New Construction

Build your hotel business through specialized ground-up construction lending. Live Oak partners with you from beginning to end because we know new construction projects can be stressful. Our Construction Loan Team works with your contractors, engineers and vendors to ensure that your project is completed on time and on budget.

Each dedicated Construction Relationship Officer collects all appropriate documentation, including contracts, construction plans and specifications, necessary insurance and a cost breakdown for the overall project. As your committed financial partner, we’re with you until guests start streaming through the doors of your brand new hotel—and throughout the life of your loan.

FF&E And PIP Renovations

Hotel renovations, whether upgrades of furniture, fixtures and equipment (FF&E) or execution of a franchisor’s property improvement plan (PIP), can be capital-intensive projects. However, they’re also critically important to maintaining the strength of your hotel and brand.

Because Live Oak understands the unique challenges and processes involved with these renovations, we’re able to provide funding with flexible equity requirements that better meets these specific needs. Our unique cash flow lending model means you keep more cash to invest in your business during the life of the loan. We’ve also streamlined the application process for loan amounts up to $350,000 with our digital lending platform, Live Oak Portal.

Our Hotels Team

  • Mike McGinley
    General Manager

    Email Mike | 910.550.2268

  • Jamie Bourgeois
    Senior Loan Officer

    Email Jamie | 910.375.5925

  • Morgan Sickles
    Senior Loan Officer

    Email Morgan | 910.795.4973

  • Kirstin Mathews
    Senior Loan Officer

    Email Kirstin | 910.796.1657

  • Rickman Davis
    Loan Officer

    Email Rickman | 910.795.0065

  • Claire Cronin
    Loan Officer

    Email Claire | 404.513.2347