Your Answer to Self-Storage Financing

With the self-storage industry continuing to grow in the U.S., many self-storage business owners are in a position to grow, too. Live Oak Bank offers a team of lending experts with over 24 years of self-storage experience. From loan origination to closing, you’ll work directly with individuals who focus exclusively on self-storage loans. If you’re looking to build, expand or renovate your business, Live Oak gives you the financing edge you need.

We're ready when you are

Loan Terms that Set Your Cash Free

Live Oak’s cash flow lending model allows for longer terms, competitive rates and no balloons or covenants. Our Portal technology streamlines the loan process, giving you live updates and access to your loan progress at any time. Your next self-storage facility is more than walls and a roof. Let Live Oak be your partner from site selection to opening day.

What you need to get started:

  • Description of spending/use of proceeds
  • Current profit/loss statement and balance sheet dated within 90 days
  • Your business and personal tax returns from the past three years
  • Personal financial statement
  • Rent roll and management reports for an existing facility or feasibility study for new construction
  • Business plan and resume

Construction Financing

Live Oak offers an in-house Construction Loan Team who will assist you throughout the entire process, helping your self-storage project stay on track and within budget.

After initial conversations you will be invited to Live Oak Portal where the loan process begins. Our first focus is your market; our unique business model and industry expertise will help you build a successful self-storage business from the ground up. We also finance self-storage conversions which are less intensive than ground-up construction.

Acquisition Financing

If you’re seeking capital to expand your self-storage portfolio, our loan experts will guide you through the acquisition process from start to finish.

Acquisitions are often less time consuming than a new build because it is an existing business with a verifiable income. Once our lending team receives all of the required documentation, we will begin the process of completing a loan proposal for your business.

Express Business Loans

We’ve made the qualification process easy and will get the funds to you fast—so you can get back to business. Our online loan application simplifies the process through funding, so you know what’s happening through every step.


We love complex deals. Our industry experts are focused on helping small business owners obtain financing, no matter what challenges you may have faced in the past. This consultative role brings a value-added perspective throughout our relationship.

Our Self-Storage Team

  • Terry Campbell
    General Manager

    Email Terry | 910.202.6933

  • Moe Kruger
    Senior Loan Officer

    Email Moe | 910.550.2907

  • Anna Taylor
    Loan Officer

    Email Anna | 910.550.2272

  • Bishesh Shrestha
    Loan Officer

    Email Bishesh | 910.247.4117

  • Chris Welch
    eLending Loan Officer

    Email Chris | 910.550.2329