As a winemaker, your small business requires remarkable devotion and considerable capital to achieve sustainable growth. Our committed loan experts are focused on financing options tailored to the wine industry, so more of your much-needed cash stays in your pocket. You can use funds for expansion, acquisition, equipment purchases, construction, refinancing, succession planning and more. Our winery and vineyard finance solutions will be customized to fit your wine business.

The combination of our team’s lending expertise, winemaking knowledge and innovative technology means we can quickly and effectively provide the capital to fuel your expansion goals. Don’t simply take our word for it. Watch what our customer Rob Fanucci has to say about his Live Oak experience…

We're ready when you are
vineyard equipment financing

LOAN TERMS THAT SET YOUR CASH FREE

Live Oak’s cash flow lending model allows us to deliver longer terms for winery and vineyard loans. As your trusted financing partner, we can offer flexible down payment options with competitive variable or fixed rates. The result? More money that you can reinvest into your business. Live Oak Portal technology streamlines the loan process from application to funding, with real-time transparency, so you know what’s happening through every step.

Express Business Loans

We’ve made the qualification process easy and will get the funds to you fast—so you can get back to business. Our online loan application simplifies the process through funding, so you know what’s happening through every step.


Business
Loans

We love complex deals. Our industry experts are focused on helping small business owners obtain financing, no matter what challenges you may have faced in the past. This consultative role brings a value-added perspective throughout our relationship.

Our Wine & Craft Beverages Team

  • Jeff Clark
    Domain Expert

    Email Jeff | 707.331.9098

  • Tracy Sheppard
    Senior Loan Officer

    Email Tracy | 707.486.4911

  • Randall Behrens
    Senior Loan Officer

    Email Randall | 707.799.8529

  • Kate Smith
    Loan Officer

    Email Kate | 910.798.1211

  • Keith Merklin
    General Manager

    Email Keith | 910.798.1212

  • Jacqueline Crane
    eLending Loan Officer

    Email Jacqueline | 910.687.4937