Live Oak Bank’s craft distillery financing team is guided by trade experts and peers who have years of experience in the spirits industry. We specialize in providing distillery loans to business owners nationwide and work with craft distillers like you every day to help them achieve their goals. Our financing expertise and industry knowledge can help you thrive, regardless of any challenges you may face along the way.

Owning and operating a distillery requires lots of work and sacrifice. You wear multiple hats daily in order to successfully run your business. Producing creative spirits that are unique and appeal to customers requires innovation and determination. While these are crucial considerations, the foundation of any profitable distillery business is partnering with the right people that truly understand and appreciate your craft.

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Loan Solutions

  • Construction

    You may want to consider building onto or renovating your current facility or adding a new tasting room to reach your goals. Explore your construction loan options.

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  • Equipment

    Equipment is the most important part of any spirits business. Financing can allow you to obtain the necessary pieces to scale your distillery the way you've always envisioned.

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We didn’t have to explain the spirits industry to Live Oak. The aging of the barrels, the maturation process and the equipment, they already understood it all. That’s extremely valuable.”

- Ryan Thompson & Christian Avignon, Co-Founders & Craft Distillers 10th Mountain Whiskey & Spirits Co. in Vail, CO

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Craft beverage loan officer Kate Lumpkin partners with Maria Pearman, Principal/ CPA at Radix Accounting, to examine recent changes in tax reform legislation and its implications for your business.

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Knowledge Bank

Seeking an expansion can be great way to increase production and profits. Successfully doing so requires smart choices and seizing opportunities. Let us help you make the right financial choices for your business by reviewing our resource library.

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Why Live Oak



You take pride in being an expert on craft spirits. Not many people can do what you do successfully. The same holds true for Live Oak’s craft distillery financing team. We work exclusively with distillery owners like you all day and understand what it will take for you to reach your goals. Because Live Oak is your lending partner, you won’t waste time explaining the unique processes and equipment that you use to operate your business.



Live Oak’s commitment to and vast knowledge of the craft distilling industry is unmatched. Our team is committed to delivering the highest level of customer service at all times. As your lending partner, you can have confidence that our non-commission sales team has your best interests in mind when recommending financial solutions and servicing your loan. We succeed only when our customers succeed.



At Live Oak, we are committed to your long-term success. Once your loan closes, you will be assigned a dedicated Live Oak Bank business analyst who will assist in answering any financial-related questions you may have. They will also perform a quarterly financial analysis and make ongoing recommendations to help your business succeed.

Our Craft Distilleries Team
your business.

We're ready when you are
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From our Craft Distilleries Resource Center

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