Banking from the field

Live Oak Bank is not your ordinary banking partner. We firmly believe that the best way to determine which winery & vineyard financing solutions will fit your business best is by actually visiting your winery or vineyard. Our winery financing experts invest their time in understanding what your business needs, whether that means meeting in a field of grape vines or touring your crush facility.

Owning a winery or vineyard requires a tremendous amount of passion, persistence and expertise. We appreciate the work you’ve done to get to this point. For any winery or vineyard to be successful, you must acquire or grow quality grapes and produce innovative wines that satisfy the diverse palates of today’s wine consumers. Focusing on these essentials requires experience and time, which is why you need to work with partners who are willing to meet you right where you are and invest in your future.

Need a little guidance and advice? Contact a loan specialist, they're ready to help

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Loan Solutions

  • Acquisition

    Purchasing a winery or vineyard can be a great option for an experienced owner. We can provide the funding needed to secure a new location and help you satisfy demand.

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  • Construction

    As your winery or vineyard grows, you may want to consider construction financing to expand or renovate your current facilities. Learn how we can help with expansion projects.

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  • Equipment

    There comes a time when every successful winery or vineyard owner must buy additional equipment to increase production and meet demand. We can help you do just that.

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Live Oak helped us continue to grow better grapes, make quality wine and enhance our customers’ experience. They came out to visit our business and understood our vision, which allowed us to grow faster and sustain our legacy.”

- Bill Ballentine, Owner and Winemaker William Cole Vineyards in St. Helena, CA

See how we helped  


Winery lending expert, Jeff Clark, partners with Kristian Story at Sierra View General Contractor to explore the top considerations before you start your winery construction project.

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Knowledge Bank

Owning a winery or vineyard takes considerable knowledge to be successful. Check out our library of resources to help you make smart decisions when seeking growth opportunities.

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Why Live Oak


As an experienced winery or vineyard owner, nothing is more frustrating than having to explain every detail of your business to a bank or lender. Live Oak’s team of winery & vineyard financing experts understands the multiple roles you perform and how your business works. Because of our deep knowledge of your industry, you’ll save time and have confidence that you’re on the right track.


Our team is able to deliver the best quality of service because we work with winery and vineyard owners every single day. Our extensive experience in the wine industry allows us to recommend the best loan options and provide valuable guidance to help you prevent costly missteps. Your success is the key to our success.


At Live Oak, we aim to treat each customer like they’re our only customer. After your loan closes, you will be assigned a dedicated business analyst who will answer your loan questions, assist with financial analyses and make ongoing recommendations for future business expansion. Helping you reach your long-term goals is always the focus of our ongoing, personal relationship with you.

Our Wineries & Vineyards Team
your business.

We're ready when you are
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From our Wineries & Vineyards Resource Center