Planning a construction or renovation project for your winery or vineyard is a great way to invest in the future of your business. When you work with the right financing partner, reaching your expansion goals can be much more reasonable. From the initial meeting with your architect to opening your new facility, you can rely on our lending team’s experience providing winery & vineyard construction loans to business owners all over the country. We will be your partner every step of the way.

We want you to be able to enjoy the construction of your new and improved facility rather than stressing about every detail. Here’s what you can you can expect after connecting with one of our winery and vineyard loan officers:


Involving our team during the planning phases of your project will help you save time and money by avoiding potential lapses in communication and budgeting mistakes. Once you connect with one of our winery and vineyard loan officers, you will need to provide your financial projections, business plan and all other pertinent documents. The approval process begins once these documents are submitted to our team. Pre-approval is typically granted within one to two business days. Once pre-approved, the loan officer will issue your proposal letter and move your request to underwriting.

Underwriting & Closing

Once you sign and return your proposal letter, our underwriting and credit teams will seek final approval of your loan request, which typically takes one to two weeks. Once approval is granted, we will send you your final commitment letter and the loan will proceed into closing with one of our winery and vineyard closing specialists. Generally, the closing process takes 60-90 days.


Congrats – your loan has closed! Now, you will be assigned a winery and vineyard construction specialist and a dedicated business analyst. The construction specialist will work with you and your vendors to make sure the project receives proper fund disbursements and stays on schedule. Your business analyst will also answer any questions you have about your loan, both during construction and after it is completed. We are committed to your long-term success.

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Winery lending expert Jeff Clark partners with Kristian Story at Sierra View General Contractor to explore the top considerations before you start your winery construction project.

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Owning a winery or vineyard takes considerable knowledge to be success. Finding the right financing options to meet your goals is no different. Check out our library of resources to help you make smart decisions with seeking growth opportunities.

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