A female worker picking grapes off the vines at a winery and vineyard

Winery & Vineyard Loans

Live Oak Bank is not your ordinary banking partner. We firmly believe that the best way to determine which winery & vineyard financing solutions will fit your business best is by actually visiting your winery or vineyard. Our winery financing experts invest their time in understanding what your business needs, whether that means meeting in a field of grape vines or touring your crush facility.

Owning a winery or vineyard requires a tremendous amount of passion, persistence and expertise. We appreciate the work you’ve done to get to this point. For any winery or vineyard to be successful, you must acquire or grow quality grapes and produce innovative wines that satisfy the diverse palates of today’s wine consumers. Focusing on these essentials requires experience and time, which is why you need to work with partners who are willing to meet you right where you are and invest in your future.

Need a little guidance and advice? Contact a loan specialist, they’re ready to help.

Loan Solutions

Acquisition

Purchasing a winery or vineyard can be a great option for an experienced owner. We can provide the funding needed to secure a new location and help you satisfy demand.

Construction

As your winery or vineyard grows, you may want to consider construction financing to expand or renovate your current facilities. Learn how we can help with expansion projects.

Equipment

There comes a time when every successful winery or vineyard owner must buy additional equipment to increase production and meet demand. We can help you do just that.

PERSONALIZED SERVICE YOU DESERVE

We’ll meet you where you are, whether that’s creatively structuring a small business loan or helping you maximize your money with a high-yield savings account. No need to jump through hoops for our attention — get the service you deserve from Live Oak Bank.

A DIFFERENT APPROACH TO SMALL BUSINESS LOANS

When you work with Live Oak, consider us a true partner to help you buy, build or expand your business.

SMALL BUSINESS LOANS 101 GUIDE

Our team is experienced and can confidently guide you through the lending process. But first, download our guide with essential details about the basics of small business loans.

Our Team Understands Your Business

  • Jeff Clark
    VP - Wine & Craft Beverage

    Email Jeff | 707.331.9098

  • Tracy Sheppard
    VP - Wine & Craft Beverage

    Email Tracy | 707.486.4911

  • Randall Behrens
    VP - Wine & Craft Beverage

    Email Randall | 707.799.8529

  • Keith Merklin
    Executive Vice President

    Email Keith | 910.798.1212

We're ready when you are

Male using his phone to search for personal banking products

From our resource center

As part of our commitment to supporting small business owners, we have a library of free educational resources available to anyone. Here’s what you can expect to find in Live Oak Bank’s Resource Center:

  • Loan product overviews
  • Marketing tips and tricks
  • Small business fundamentals
  • Live Oak customer spotlights