Jerald L. Pullins joined the Live Oak Bank Board of Directors in 2011 and serves on the Audit and ALCO Committees. Throughout Pullins career, he has been engaged in the development and management of both public and private enterprises in the healthcare and related fields. Mr. Pullins spent over 20 years with Service Corporation International (NYSE) “SCI” the largest provider of funeral and related deathcare services in the world. From 1999 through 2002, he served as President and COO of SCI. In 1984, Mr. Pullins founded and served as President and CEO of The Sentinel Group a national consolidator of funeral homes and cemeteries which was acquired by SCI in 1991. In 2003, Mr. Pullins was elected to the Board of Directors of US Physical Therapy (NYSE) a national operator of outpatient rehabilitation clinics and elected Chairman of the Board in 2011 a position he continues to hold. In 2007, Mr. Pullins founded SeniorCare Homes, LLC where he is a currently Managing Member. In 2011, Mr. Pullins cofounded Baldwin Brothers Cremation, Inc. a regional provider of cremation and other deathcare services in the State of Florida, and currently serves as Chairman of the Board.
Kel Landis
Kel Landis
Kel Landis has over 30 years of experience in banking, financial services, investment management, and private capital. His extensive experience includes serving as the CEO of RBC Centura Bank prior to co-founding and leading efforts at Plexus Capital, a private subordinated debt fund licensed as an SBIC with the Small Business Administration. In addition, Landis has provided significant service to the economic development initiatives and educational involvements in North Carolina.
Milt Petty
Milt Petty
Milt Petty is a director at Live Oak Bank and serves as Chairman of the Audit Committee. He is a 1973 graduate of the University of North Carolina – Chapel Hill with a Bachelor of Science degree in Business Administration. He is a Certified Public Accountant and worked with a CPA firm in Burlington, NC from 1972 – 1977. In 1977 he was employed by Carolina Hosiery Mills, Inc., a family owned corporation that manufactures hosiery and develops and leases commercial real estate. He is Chief Financial Officer of Carolina Hosiery Mills, Inc. He is a director of Trust Company of the South in Burlington, NC and he is Treasurer of The Educational Foundation, Inc. in Chapel Hill, NC.
Glen Hoffsis
Glen Hoffsis
Dr. Glen Hoffsis currently serves as the Dean of the Lincoln Memorial University (LMU) College of Veterinary Medicine. In July 2013, Hoffsis retired as the Dean of the College of Veterinary Medicine at the University of Florida after serving for seven years. He also served as the Dean of the College of Veterinary Medicine at the Ohio State University for 11 years and held a leadership position with P&G Pet Health and Nutrition. Early in his career, Hoffsis was a faculty member at the Ohio State University and served in several leadership roles, including director of the teaching hospital. He has held many professional positions including president of the American Association of Bovine Practitioners, chair of the FDA Center for Veterinary Medicine Advisory Committee, and president of the Association of American Veterinary Medical Colleges. Hoffsis served on the board of directors of Banfield Pet Hospitals of Portland, Ore. from 2010 to 2015. He is a diplomat of the American College of Veterinary Internal Medicine.
Bill Cameron
Bill Cameron
Bill Cameron is a co-founder and President of Cameron Management, Inc., where he provides hands-on leadership to the firm’s daily operations and long-term planning. His extensive experience includes real estate development and executive leadership. Cameron was a founding director of Port City Capital Bank and Chief Operating Officer of Atlantic Telecasting Corporation. Furthermore, Cameron has provided significant contributions to the cultural and economic development of the Wilmington, North Carolina area.
Diane Glossman
Diane Glossman
Ms. Glossman spent 25 years as an investment analyst, working on both the buy- and sell-sides. Over the course of her career, she covered all aspects of banking and financial services industries, with research distinguished by its in depth coverage of banking technology and the international operations of US banks (visiting banks in over 60 countries). She won a variety of awards and was a frequent press commentator on industry and company events. She has since consulted with a number of banks on projects relating to strategy, business execution, and investor communications. For two years, she was an advisor to Citigroup’s Global Consumer Group during about half of which she was the acting head of the International Retail Bank, covering 39 countries, $6 billion in revenues and $1.6 billion in net income. In 1977, Ms. Glossman earned a B.S. in economics from the Wharton School at the University of Pennsylvania with a double major in finance and health care administration, having also attended the University of California at Davis. Ms. Glossman was awarded her Chartered Financial Analyst designation (CFA) in 1981.
James S. (Chip) Mahan III
James S. (Chip) Mahan III
Mr. Mahan is the Founder, CEO and Chairman of the board of directors of the Company. Mr. Mahan is a founding member of nCino and serves on nCino’s board of directors. Prior to Live Oak Bank, Mr. Mahan was the Chief Executive Officer and Chairman of the Board for S1 Corporation and founder of Security First Network Bank, the world’s first Internet bank. Under his leadership, S1 Corporation grew to become a $234 million software and services provider in only six years, averaging more than 200 percent growth year over year. At its peak, S1 had a market capitalization of $7.8 billion. During his term as CEO, Mahan was ranked as one of the 10 Most Influential Personalities in Financial Services by FutureBanker magazine. Prior to founding Security First Network Bank and S1 Corporation, Mahan launched Cardinal Bancshares, where he served as Chairman and Chief Executive Officer. Mahan built Cardinal into an institution with $800 million in total assets and took the company public in 1992. Before launching Cardinal, Mr. Mahan spent several years with Citizens Union National Bank & Trust Co., serving as President, Chief Operating Officer and Vice Chairman and becoming Chairman and Chief Executive Officer in 1984. In 1986, Mr. Mahan formed an investment group that purchased Citizens Union and subsequently sold it to BankOne Corp. of Columbus, Ohio. Mr. Mahan began his career in 1973 at Wachovia Bank & Trust Co. in Winston-Salem, NC, after graduating with a Bachelor’s degree in Economics from Washington & Lee University in Lexington, VA.
Neil Underwood
Neil Underwood
Mr. Underwood currently serves as President of the Company and Live Oak Bank. Mr. Underwood is a cofounder of nCino and helps to set technological direction for the company. Prior to joining the bank, Underwood served as General Manager of S1 Corporation (SONE), where he was responsible for the S1 Enterprise division. S1, since acquired by ACI Worldwide, Inc. (ACIW), built and deployed Financial Services systems such as online banking, payments and mobile solutions to over 3,000 financial institutions worldwide. Before S1, Mr. Underwood played a key role in launching the Americas division of Brokat Technologies AG, a global financial services software supplier based in Stuttgart, Germany. Acting as Chief Operating Officer, he was responsible for Retail and Wholesale Banking solutions for the Americas. Mr. Underwood came to Brokat as a principal of Transaction Software, which was acquired in May of 1999. A native of Miami, FL, Underwood holds a Bachelor’s Degree of Science in Industrial Engineering from the Georgia Institute of Technology.
David G. Lucht
David G. Lucht
Mr. Lucht is the Chief Lending Officer for Live Oak Bank. Before joining Live Oak Bank in May of 2007 as a founding member of executive management and the board of directors, Mr. Lucht held executive positions with several different banking institutions, including Chief Credit Officer, Executive Vice President and Director for First Merit Bank, Akron, OH, where he was responsible for leading a turnaround in credit culture and performance of the $10.5 billion bank. Prior to First Merit, Mr. Lucht served as Senior Credit Officer of National City Bank, Cleveland, OH. A native of Ohio, Mr. Lucht began his banking career with National City Bank in 1985 after graduating from Kent State University with his Master’s in Business Administration. He obtained his undergraduate Bachelor of Science degree in Marketing at Miami University in Ohio. Mr. Lucht’s approach to the identification and management of credit risk is one of the keystones of our organization. He has helped to positively shape the corporate culture of the Company since inception and his leadership at the board and executive management levels has contributed to our success.
Lee Williams III
Lee Williams III
Mr. Williams III is the Vice Chairman of the Company and one of the original founders of the Bank. Prior to starting Live Oak Bank, Mr. Williams spent 19 years in corporate banking at Wachovia and worked for 14 years at Vine Street Financial doing SBA lending. Mr. Williams began his banking career in 1973 at Wachovia, where he worked with Wachovia Services, Inc, then Wachovia Regional Corporate Lending, calling on and lending to mid-market regional companies. In 1987, he relocated to Wilmington, NC, where he managed the Wachovia Corporate Lending group for the three county area of Southeastern North Carolina. In 1992, he re-joined Mr. Mahan at Cardinal Bancshares as they began Vine Street Financial, a niche SBA lending division, of Vine Street Trust Company. Mr. Williams held several positions within this group including President and Senior SBA lender. Through a series of mergers/acquisitions, Vine Street Financial became a division of BB&T, where Mr. Williams served as a senior SBA lender, resigning in May of 2007 to found Live Oak Bank. Mr. Williams graduated in 1973 from the University of North Carolina-Chapel Hill with a BS degree in Business Administration. He has, and is currently serving on several private company boards, as Managing Member, and has served in the capacity of President and Treasurer on numerous charitable and “not for profit” groups in Wilmington and elsewhere in North Carolina.
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