New Customers

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Existing Customers

Existing Customers

Hi, [First Name]. We see you're a Live Oak Bank customer who has not yet created a Live Oak Portal account.

We have sent an email to you with details on how to set up your Live Oak Portal account.

Start Over

Existing Customers

Hi, [First Name]. BLAH BLAH looks like you already have a Live Oak Portal account.

Please log in to your account to start a new loan application.

Log in to Live Oak Bank Portal Start Over

Not ready to start your application? Have a loan specialist contact you.


After entering your email address and answering a few questions about the type of loan you need, you’ll receive an email invitation to Live Oak Portal and a loan specialist will contact you.


Your loan specialist will spend time getting to know you, your financials and your funding needs. Along the way, you’ll use Portal to apply and efficiently upload loan documents.


Once approved, your loan closing team will work to get your funds to you as quickly as possible. Congratulations on investing in the growth of your business!


We consider your loan with us just the first step in a long-term relationship. Once your loan closes, you will be assigned a Business Advisor to help you anytime you need it.


  • Who is Live Oak Bank?
  • How does Live Oak compare to other online lenders?
  • How is Live Oak different than my local bank?
  • How much can I borrow from Live Oak?
  • What is Live Oak Portal?
  • Will you pull my credit when I apply?
  • How do I know what the fees will be for my loan?
  • What will the rate be for my loan?
  • What will the loan term be?
  • Are there prepayment penalties?
  • What documents should I have ready to apply?
  • What is the difference between asset and cash flow based lending?
  • Do you require personal guarantees on the loan?
  • Is Live Oak Portal secure?
  • I’ve misplaced my password—how do I get a new one?
  • How long does it take to get a loan decision?
  • If approved, how long is the closing process?