Running a small business can be complex—business banking should be simple.
We Make Business Banking Easy
Discover award-winning digital deposit products from the bank Forbes Advisor named the Best for Small Business Banking—built to help you stay focused on what matters most.
Banking Built for Business
Business Checking
Start strong and power your business with our robust checking account. Seamlessly manage your day-to-day transactions and ensure steady cash flow.
High-Yield Savings
Build for the future and complement your checking account with our high-yield savings. Secure your financial future while earning competitive interest.
High-Yield CDs
Once you’ve established a solid financial foundation with our checking and savings accounts, consider a Certificate of Deposit (CD) to lock in predictable returns and watch your savings grow.
Save Smarter
With Us
Earn &x the national average APY.1
We’re committed to offering high-yield interest rates and reliable digital service so that your savings can grow strong.
Merchant Services
Accept payments seamlessly with transparent pricing, quick access to your funds, tools to help run your day, and dedicated support from a team that knows small business.
Treasury Management Services
Move money, get paid, and see your cash clearly from one place, with a banker who supports you along the way.
- Pay vendors and run payroll
- Collect what you’re owed
- Protect your account
- Put idle cash to work
- See every account and balance in one place
Live Oak Loves Small Businesses
At Live Oak, we’re more than just a bank – we’re partners in our customers’ success stories. That’s why we’re thrilled to showcase the real people and businesses we’re proud to support.
We’ve empowered 60,000+ small business owners and are so proud to spotlight their incredible journeys and inspire others.