Stay up to date on PPP loans and forgiveness.
PPP ResourcesStay up to date on PPP loans and forgiveness.
PPP ResourcesLive Oak offers competitive interest rates, no monthly maintenance fees and a fast and secure connection to your other bank accounts. Enjoy the ease and accessibility of an FDIC insured1, online bank with unparalleled customer service.
Service
Our North Carolina-based customer success team is dedicated to providing you personalized support.
FDIC insurance1
Funds deposited with Live Oak Bank are insured up to the maximum allowed by law, which is currently $250,000.
Learn why FDIC insurance matters.
No maintenance fees
Our accounts have no online banking or monthly maintenance fees.
Online account opening
Open and manage your account without leaving your house. Download our mobile app to access your account on the go.
1. Live Oak Bank is a member of the Federal Deposit Insurance Corporation (FDIC). As a Live Oak Bank customer, your Live Oak Bank deposits are insured by the FDIC up to $250,000 per depositor, for each account ownership category.
2. Live Oak Bank Savings Annual Percentage Yield (APY) is valid as of . No minimum opening balance or deposit required to open. Rates may change at any time without prior notice, before or after the account is opened. No minimum balance to open, but customers must have a balance of $0.01 to earn interest. You may make up to 6 withdrawals from your Live Oak Bank Savings account per statement cycle, including preauthorized, automatic and telephone transfers. Fees may reduce earnings.
3. National savings average rate courtesy of the FDIC’s Weekly National Rates and Rate Caps, as of ; average rate used is for deposits under $100,000.
4. Live Oak Bank Certificate of Deposit Annual Percentage Yield (APY) is valid as of and subject to change at any time without prior notice. The minimum deposit required to open an account is $2,500 and the maximum amount is $250,000 per account. Penalties may apply to early withdrawals. Fees may reduce earnings.
Disclaimer: This link will take you to a website outside of the Live Oak Bank site. The new site may offer a different privacy policy and level of security. Live Oak Bank is not responsible for the products or services that are offered or expressed on other websites.
Yes, I understand. Please continue.Access your Loan
Loan LoginLearn about your California consumer privacy rights & submit a personal information request.