our lending teams are ready to assist you
Why Partner with Live Oak Bank?
If you are looking to start building or to upgrade your existing farm, our dedicated loan officers specialize in Agriculture construction financing. Live Oak Bank offers extensive financing options for new house construction, expansion of existing facilities, refinancing of current debt and land purchases.
Serving poultry growers nationwide, Live Oak Bank’s team has more than 60 years of combined experienced financing the industry. Our industry experts and incomparable customer service ensure a smooth and efficient loan process, with your industry-specific needs in mind.
our lending teams are ready to assist you
Jody Murphey joined Live Oak Bank with 15 years of experience in agricultural lending. Over the past 13 years, he has originated over $450,000,000 in loans to contract poultry growers across the United States. He has extensive knowledge of the poultry business, including operations and opportunities in North Carolina, South Carolina, Georgia, Florida, Alabama, Tennessee, and Kentucky. Jody is a native of Tennessee and has lived in Georgia for the past 10 years. In his free time, Jody enjoys spending time with his wife and two children, playing golf, and following his beloved Tennessee Volunteers.
Randy Ratcliff has worked in agricultural lending for the past 25 years with a concentration on poultry lending during the last 20 years. During that time, he has originated over $750,000,000 in poultry loans in Arkansas, Oklahoma, Missouri, Mississippi, and Kentucky. Furthermore, Ratcliff’s knowledge and experience includes servicing a portfolio of $200,000,000 for the last 15 years. In his spare time, Randy enjoys playing golf, hunting, fishing, and traveling.
Vance Keaton joined Live Oak Bank with 15 years of experience in agricultural lending. His extensive knowledge of the poultry business includes working with contract growers throughout the country. Keaton not only understands the lending aspect, but also the production side as his family has been in contract poultry operations since the 1940’s and remains in poultry production today. In his free time, Keaton enjoys spending time with his wife and three children and working on the poultry farm, the family cattle operation, and with the kids’ 4-H show cattle.
Hunter Deweese has been a lender for 8 years and has been working in the agriculture industry for the past 4 years. He has great knowledge in working with poultry farmers and understanding all of their needs. While in the poultry industry Hunter has worked with many farmers throughout the Southeast. Hunter is a native of Northwest Arkansas where he currently lives with his wife Leanne and two sons.
Graham Kelly joined Live Oak Bank in late 2013. As a loan officer, he works with contract poultry growers to originate new loans through evaluating and recommending the approval of customer applications for extensions of credit. His knowledge of the poultry industry makes it easy for the customer to successfully execute farm construction and optimize farm cash flow.
Prior to joining Live Oak, Williams worked for Vine Street Financial, a division of BB&T, and was a Regional Sales Associate for Employer Payment Solutions, where his responsibilities included the discovery of clients looking to outsource their companies’ payroll.
Michael Imming graduated from the University of Florida with a degree in Agricultural Economics. After graduating college, he started a landscaping company in Tampa, FL where he was the owner for ten years before selling it to a larger company. Within the newly formed company, Michael created a safety and training department. Following this assignment, he worked for the JR Simplot Company; which is the largest agribusiness company in the nation. His role was to help create a new sales position covering the Southeast. Michael lives in Atlanta, GA with his wife and one-year-old son.
Josh graduated from the University of Arkansas with a degree in Finance. Prior to joining Live Oak Bank, he served as a Director of Operations for a growing regional restaurant brand. Josh works with clients by walking them through the application process and helping them fully understand all aspects of their poultry operation. In his free time, Josh enjoys playing golf and traveling. He lives in Fayetteville, AR with his wife, Candace.
Sarah Powell joined Live Oak Bank in 2009 as a Loan Closing Specialist and has held other positions including Loan Closing Team Leader and Underwriter before becoming a Loan Officer. Prior to joining Live Oak Bank, Sarah worked as a Business Banking Assistant at Cape Fear Bank and as a Lien Clerk and Teller at BB&T. Sarah received her Bachelor of Science degree from the University of North Carolina at Wilmington. Sarah was born and raised in Goldsboro, North Carolina. Outside of Live Oak, she enjoys spending time with her husband and two children, reading and traveling.
And bring your business to the next level