Female business owner on her laptop looking at her business checking account online and taking notes

Business Checking Accounts

We provide the service, control and convenience you need to move money and make payments.

Business Checking Your Way

Choose a checking account that meets the needs of your business.

Are you an existing loan customer? Email us or call 866.484.1223 to open your account.

Compare Options

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Business Essential

Ideal for your key, everyday business checking needs.

$10/month*
Waivable with $1,000 average daily balance

Illustration of a bank providing more features for its business checking account

Business Plus

Ideal for businesses requiring ACH, online wire services or more robust features.

$25/month*
Waivable with $25,000 average daily balance

Illustration of a bank providing a business checking plus analysis account

Business Plus Analysis

Ideal for businesses with high daily balances in need of statement aggregation and broader capabilities.

$100/month*
Earnings credit can offset fees

*Other fees and charges may apply. Please refer to the Business Schedule of Fees / Schedule of Limitations associated with your account type.

Features and Benefits

Waivable Monthly Service Fees1

Just be sure to maintain account balance requirements.

Easy Money Movement

Make payments and deposit checks while on-the-go.

Flexible Debit Card Use

Unlimited purchases and withdrawals at over 55,000 Allpoint ATMs.2

Enhanced Online Banking

Set employee permissions and customize alerts.

Connect with Quickbooks

Manage your business finances by linking your account.

Dedicated Service

Receive personalized support from our North Carolina-based team.

Female business owner on her laptop checking her balance and exploring features for her new business checking account

Compare All Accounts

 Business EssentialBusiness PlusBusiness Plus Analysis
Features
Minimum Balance $0 $0 $0
External Transfers
Mobile Deposit
Bill Pay
QuickBooks Integration
Permissions and Access Controls
Alert Preferences
Combined Account Analysis -- --
Earnings Credit -- --
Add-On Features
Multi-Company View
ACH Positive Pay (Credit and Debit)
Check Positive Pay
Sweeps --
ACH Collections and EFTPS --
ACH Payments and EFTPS --
Online Wire Originations --
Remote Deposit Capture (RDC) --
IntraFI Cash Sweep (ICS) --
Fee and Payment Structure*
Minimum to open account $0 $0 $0
Monthly

Business Essential

$10/month; Monthly fee waived with $1,000 average daily balance
Open Account

Business Plus

$25/month; Monthly fee waived with $25,000 average daily balance
Open Account

Business Plus Analysis

$100/month; Contact us to learn how your balance can offset monthly fees
Contact Us
  Open Account Open Account Contact Us
*Other fees and charges may apply. Please refer to the Business Schedule of Fees / Schedule of Limitations associated with your account type.

Insured Cash Sweep Account

Receive FDIC insurance coverage up to $10 million through the IntraFi Network.3

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Minimize Risk

Protect your assets by expanding FDIC deposit insurance coverage while earning a competitive rate.

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No Fees

Receive extended FDIC insurance coverage at no extra cost to you.

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Consolidated Relationship

You no longer need to open accounts with multiple banks to access additional coverage.

Safe and secure

Green checkmark icon representing multiple approvals for security with our business checking

Multi-Approval

Set customizable controls to require that multiple parties approve outgoing payment orders.

Green security icon representing two factor authentication with our business checking accounts

Two-Factor Authentication

This added layer of security protects you and your transactions.

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Fraud Protection

With Mastercard® Zero Liability Policy,4 you won’t be held responsible for unauthorized debit card transactions.

Helpful Resources

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