The solar industry is complex, but the financing doesn’t have to be. We know that it can be difficult to find financing partners who are willing to underwrite post-PPA revenue and other non-traditional revenue sources like community solar and energy storage. Our solar lending team members are experts in utility-scale and C&I solar, community solar and energy storage project financing nationwide. We offer solar project developers and their tax equity partners a first-class lending experience.

Short term loans can strain your cash flow or keep you from investing in new assets, and short amortizations pose interest rate risk for a long-term held asset. We offer as long as 25-year fixed rate financing and a variety of deal structures that serve both single- and multi-site projects in any U.S. state or territory. We know the program, the process and the players, so we can ensure your financing experience is smooth and efficient.

Loan Solutions

Community Solar Financing

Live Oak Bank will consider community solar gardens with investment grade, non-investment grade and/or residential subscribers under all types of subscription agreements.

Energy Storage Financing

We finance both solar plus storage projects as well as standalone storage projects. We know the asset class and can provide value with long-term, project-level debt.

Utility Scale Solar Financing

Our solar lending team members are experts in utility-scale and C&I solar, community solar and energy storage project financing nationwide.

We help you achieve more

We’re on a mission to be America’s small business bank. Our deep knowledge and product expertise help us match you with the best solution to meet your unique needs. We’re proud to invest in America’s business owners because your drive drives us.

Live Oak’s been a tremendous partner with us. They understand the lending component of the business but also the asset class, how the projects are built, financed, brought online and ultimately operate.”

- Richard Wright, Director of Operations, Heelstone Energy

See how we helped  

Overview: USDA lending process

The solar industry is complex, but we make the financing simple. Check out our USDA Lending Process Overview.

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Renewable Energy:
Rate Collar Option

We offer a Rate Collar Option to protect solar project economics against future movements in interest rates.

Learn More

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Our Solar Financing Team
understands your business

From our Solar Financing Resource Center

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