A Lending Partner That Understands Your Business

As the owner of a family entertainment center, you have the unique privilege–and challenge–of providing a fun place for members of your community to connect with one another. Sometimes this means upgrading your equipment, adding new games and attractions, renovating your building or expanding to keep your center fresh and fun. We know that all of this keeps you extremely busy as a small business owner. You shouldn’t have to also worry about financing. Leave that to us.

Whether you’re a traditional rollerskating rink owner looking to expand your offerings or a laser tag arena owner ready to take your center to the next level, our team of family entertainment center financing experts is ready to help. Because we only work with businesses in the family entertainment center industry, we understand your unique challenges and business opportunities. Our entertainment center team has found a way to help business owners obtain financing in circumstances when other banks and lending institutions were simply not able to do so.

Enjoy the confidence and peace of mind that comes with knowing you’re working with a lending partner who truly understands your business’s needs and goals. From cinemas to laser tag arenas and arcades to bowling centers, we provide entertainment center loans for modernization, expansion, construction, games and equipment, refinancing and more.

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It’s not easy to find a bank and bankers that really understands your business and Live Oak is that. They have very focused verticals in very specific industries. So in the case of family entertainment centers it is a vertical that they really know so as a result they can be an exceptional partner with us and they know us!”

- Dale Schwartz, Owner of Pinstripes

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Why Live Oak


Trusted Advisors

You might think it’s rare for your lender to be your trusted business partner. At Live Oak Bank, we aim to change that way of thinking. We offer consultative services to our customers. We are invested in their business and personal success, and show this by maintaining a partnership with them throughout the life of their loan with us. In 2017, half of our loans were made to existing customers, which demonstrates that our borrowers know they can trust us and enjoy working with us. You can rely on us to help you answer questions like, “Do I need to add new attractions?” or, “Is it time to expand my food and beverage offerings?” Better yet, we can offer you guidance to help you avoid costly mistakes along the way.



Once your loan closes, you will be connected with a dedicated Live Oak Bank business analyst who will assist you with loan questions, perform a quarterly financial analysis and make ongoing recommendations to grow your center. Because we value and prioritize our long-term relationship with you, your business analyst will be available to help you whenever you need them.


Favorable Terms

Live Oak Bank offers 25-year financing on real estate, without balloon payments or covenants, which enables you to maintain better cash flow and continue to grow your business moving forward. Our flexible prepayment options give you the ability to pay down your loan early or refinance without penalty for loan terms greater than 15 years.

Entertainment Centers Financing - Recently closed deals

Live Oak has been a true asset to our growth. Their value goes far beyond a basic funding source and extends to the realm of a trusted partner who genuinely cares about the success of your business. Their industry specific expertise and willingness to facilitate connections within the industry has been extremely valuable and has created insights to best practices and additional revenue streams. I have completed two loans with their amazing team and look forward to working with Live Oak Bank on my next project.” – Scott Sanders, Founder & CEO, Octane Raceway

Octane RacewayRefinance, Partner Buyout & New Equipment

Term Loan Amount: $2.92MM

The Live Oak-FEC team is awesome. Their industry experience and commitment to customer service made it possible for us to get a challenging expansion loan funded. Currently working on our 3rd loan with them.” – Ken Melton, Proprietor, Delta Bowl & Granada Bowl

Delta BowlExpansion, Modernization, New Attractions

Term Loan Amount: $1.835MM

PinballzAcquisition, Refinance & Expansion

Term Loan Amount: $8.1MM

I have had the pleasure to work with Live Oak Bank for both of my FECs. Not only were they extremely knowledgeable of the industry, but also very efficient throughout the SBA lending process. The team was hands on and genuinely cared about setting me up for success. Strong lender, fast process, great people.”Daniel Antoniou, Owner, Xplore Family Fun Center & Safari Adventure

Xplore Family Fun Center & Safari AdventureBuildout & New Attractions

Term Loan Amount: $550k

LasertronFF&E, New Attractions, Refinance & Expansion

Term Loan Amount: $5.5MM

This was our first loan experience with Live Oak Bank. They were easy to work with, thorough, and helpful throughout the process. Knowing the industry was a big plus. They worked with us on changes and updates as well.”– Chris Camp, President, Fun Fore All

Fun Fore AllExpansion & New Attractions

Term Loan Amount: $2.55MM

PinstripesRefinance, Expansion & Equipment

Term Loan Amount: $9.65MM

Our Entertainment Centers Team
your business.

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From our Entertainment Centers Resource Center

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