A Nationwide Lender Dedicated to Franchise Restaurant FInancing

Our franchise restaurant finance team was built with only one goal: help restaurant owners grow their business. Our team is solely focused on the franchise restaurant industry, which allows our lending officers to become subject matter experts in your industry. Whether you are acquiring an existing unit, developing a new location, refinancing existing debt or simply need working capital, let us help you achieve your goals.

Live Oak Bank is not your traditional bank. As one of the nation’s top lenders for the SBA and USDA loan programs, we pride ourselves in an efficient, transparent lending process. Our company was built on top of an innovate technology platform, and combined with our industry expertise, we quickly let you know when you’re approved and when you’ll get your money. Our team is eager for the opportunity to earn your business, and we have a suite of financing products to offer – all designed to meet the needs of franchise restaurant operators.

Loan Solutions

Acquisition

Restaurant acquisitions and conversions are great ways to increase the value of your business. They often require less time and money than a new build, and still offer the enhanced reach and benefits you’re seeking. At Live Oak Bank, we’ve financed over $2.6B in acquisition deals – we’re well equipped to guide you through the transaction.

Working Capital

Set yourself up for financial growth by identifying your business needs. Whether you want to hire additional staff, upgrade equipment or increase marketing, you will likely need financial assistance. By partnering with a lender who understands your business, you’ll be able to skip the hassle and secure the necessary loan.

Expansion

By building a new restaurant or renovating, you are investing in the future of your restaurant business. From the initial meeting with your architect to opening the doors of your new restaurant, Live Oak’s franchise restaurant lending team will be at your side offering support and guidance.

Why Live Oak

Expertise

Whether you’re a new operator or you’re ready to take your existing business to the next level, our team of franchise restaurant lending experts is ready to help. Our team is focused on you, your business, your industry, all day, every day.

Technology

Customers can securely upload all loan documentation, complete online forms and electronically sign all documents in Live Oak Bank Portal. While our technology enables a streamlined, efficient process for borrowers, the credit decisions remain with the industry experts.

Relationships

Live Oak’s guiding principle is ‘Treat each customer like they’re the only customer,’ and it is something we live and breathe every day. Once a loan closes, customers are assigned a Live Oak Bank Business Advisor who assists with loan questions, performs a quarterly financial analysis and makes ongoing recommendations to grow the business.

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From our Franchise Restaurants Resource Center

Our Franchise Restaurants Team
understands your business.

Meet the Team