You don’t have to navigate the insurance financing process alone.

At Live Oak Bank, we know the insurance industry. Our team has over 40 years of experience in agency operations, financing and mergers and acquisitions. We leverage our insurance industry knowledge and financing expertise to help you meet challenges and seize opportunities in any market. Whether you’re looking to acquire another agency, refinance an existing loan or buy out a partner, we’ll make it a smooth transaction. Our relationship begins when your loan closes. We work with you throughout the life of your loan. We’re a committed partner, no matter what your destination may be.

What You Can Expect:

  • Longer Terms: 10 years for agency loans, 25 years for real estate
  • No balloons, no calls or financial covenants
  • Loan Amounts: Up to $10,000,000 in combination financing
  • Expedited Loans: For loan amounts of $75,000 to $350,000
  • Competitive Interest Rates
  • Fast Closings: On average 45-60 days

Your loan can be used for:

  • Merger and acquisition funding
  • Perpetuation funding
  • Consolidation and refinancing of existing loans
  • Working capital
  • Real estate & Construction

Insurance Industry Financing Done Right

Live Oak understands the unique opportunities and challenges facing the insurance industry. We are a committed financing partner no matter what your needs may be.

  • Insurance Agents

    Are you an agent seeking financing for growth? Live Oak is your financial solution.

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  • Industry Distribution

    Considering an acquisition, real estate purchase or refinance? Our industry experts will tailor a loan package to meet the needs of your insurance business.

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  • Refinance to Save Money

    Refinancing existing debt may be one way to improve your insurance agency’s cash flow.

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Our Insurance Team
understands your business.

Meet the Team