At Live Oak Bank, we specialize in the insurance industry. Our role in helping form the Insurance Network Alliance is clear evidence of our dedication to the industry. Combined, our team has over 60 years of experience in agency operations, agency loans and acquisitions. You can rely on our insurance industry knowledge and lending expertise to help you meet challenges, avoid pitfalls and capitalize on opportunities in the market.

We make it easy for you to grow by providing affordable, flexible insurance agency loans. Whether you’re looking to acquire or perpetuate an existing insurance agency, refinance an existing loan or hire a new producer, we will design a loan package that meets your needs. We provide you with support and guidance throughout the life of your insurance agency loan. We’re a committed partner, no matter what your destination may be.

Loan Solutions


Buying or selling an insurance agency isn’t your everyday job – but it is ours. We are experienced, knowledgeable and well-connected. We’ll guide you through the acquisition process, start to finish.


By paying less interest or refinancing into a longer term on your insurance agency loan, you’ll have more money available to support your business, your employees and your family.

Need a little guidance and advice? Contact a loan specialist, they're ready to help.

Connect with a Loan Specialist

We help you achieve more

We’re on a mission to be America’s small business bank. Our deep knowledge and product expertise help us match you with the best solution to meet your unique needs. We’re proud to invest in America’s business owners because your drive drives us.

Live Oak made it possible for our family to regain full control and buy back the agency that is more than a business to us. We are proud to serve more than 375 first responder organizations in three states and we’re grateful that Live Oak gave us the opportunity to continue supporting our clients.”

- Wes Fritz, Owner of General Insurance Agency, Inc.


When you work with Live Oak, consider us a true partner to help you buy, build or expand your business.

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At Live Oak Bank, we offer a variety of financing options for acquiring a firm, transitioning ownership, refinancing existing business debt, or even buying a building. Our financing is as varied as your opportunities.

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Our Insurance Team
understands your business

We're ready when you are
Connect with a Loan Specialist

From Our Resource Center

From Our Resource Center

As part of our commitment to supporting small business owners, we have a library of free educational resources available to anyone. Here’s what you can expect to find in Live Oak Bank’s Resource Center:

  • Loan product overviews
  • Marketing tips and tricks
  • Small business fundamentals
  • Live Oak customer spotlights

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