At Live Oak Bank, we specialize in the insurance industry. Our role in helping form the Insurance Network Alliance is clear evidence of our dedication to the industry. Combined, our team has over 60 years of experience in agency operations, insurance agency financing and acquisitions. You can rely on our insurance industry knowledge and lending expertise to help you meet challenges, avoid pitfalls and capitalize on opportunities in the market.

We make it easy for you to grow your insurance agency by providing affordable, flexible loans. Whether you’re looking to acquire or perpetuate an existing insurance agency, refinance an existing loan or hire a new producer, we will design a loan package that meets your needs. We provide you with support and guidance throughout the life of your insurance loan. We’re a committed partner, no matter what your destination may be.

Need a little guidance and advice? Contact a loan specialist, they're ready to help.

Connect with a Loan Specialist

Loan Solutions

  • Acquisition

    Buying or selling an insurance agency isn’t your everyday job – but it is ours. We are experienced, knowledgeable and well-connected. We’ll guide you through the transaction, so you avoid unnecessary...

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  • Refinance

    By paying less interest or refinancing into a longer term on your insurance agency loan, you’ll have more money available to support your business, your employees and your family.

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Live Oak made it possible for our family to regain full control and buy back the agency that is more than a business to us. We are proud to serve more than 375 first responder organizations in three states and we’re grateful that Live Oak gave us the opportunity to continue supporting our clients.”

- Wes Fritz, Owner of General Insurance Agency, Inc.

Webinar: Tax Considerations of Buying and Selling an Insurance Agency

In just 12 minutes, Jon Persky covers capital gains rates, stock deals versus asset purchases, salary continuation versus guaranteed deferred payments, and allocation of purchase price.

Watch Now

Webinar Series: A Clear Path to the Future

Roger Sitkins shares his 4-part process to help agencies create a clear path to a bigger, brighter and better future.

Watch Now

Why Live Oak


We’ll take you where you need to go with our deep industry and product expertise. Our team understands the ins and outs of different business models, and we package your loan accordingly. Every industry has its own nuances and our lenders get that. When it comes to matching your businesses with the best loan, you can trust that it will be the ideal fit.


Our commitment to efficiency and transparency helps you avoid costly mistakes. We work hard to streamline the entire loan process, from the initial conversation to the day you get your money. Throughout your Live Oak experience, we’ll keep you updated and informed. By taking advantage of next-generation technology, your loan will move through each stage seamlessly. Our experienced team knows that your time is valuable, and we won’t waste any of it.


We strive to provide unmatched service and an unwavering dedication to your success. Our customers are at the heart of everything we do at Live Oak. We like to say that we treat every customer like our only customer, and we honestly mean that. Your hopes, your dreams and your goals hold a lot of weight – it is what we work together to achieve. Going above and beyond for you is simply how we operate. We can only say that we’re successful when you are too, so we’ll do everything in our power to make that happen.

Our Insurance Team
understands your business.

We're ready when you are
Connect with a Loan Specialist

From our Insurance Resource Center

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