Open Your CD Today

New Banking Customers

Existing Banking Customers

  • 6
    Month

    CERTIFICATE OF DEPOSIT


    Interest Rate

    1.04%


    APY

    1.05%

  • 1
    Year

    CERTIFICATE OF DEPOSIT


    Interest Rate

    1.44%


    APY

    1.45%

  • 18
    Month

    CERTIFICATE OF DEPOSIT


    Interest Rate

    1.49%


    APY

    1.50%

  • 2
    Year

    CERTIFICATE OF DEPOSIT


    Interest Rate

    1.69%


    APY

    1.70%

  • 3
    Year

    CERTIFICATE OF DEPOSIT


    Interest Rate

    1.78%


    APY

    1.80%

  • 4
    Year

    CERTIFICATE OF DEPOSIT


    Interest Rate

    1.88%


    APY

    1.90%

  • 5
    Year

    CERTIFICATE OF DEPOSIT


    Interest Rate

    1.98%


    APY

    2.00%

During CD account opening, Live Oak Bank may ask for the following items so that we may verify your identity:

  • Name
  • Address
  • Social Security Number
  • Date of Birth
  • Funding Account Information

Need to know more?
Visit Frequently Asked Questions

Need Assistance? Contact a Customer Success Manager by calling 866.518.0286.

Monday through Friday 8:00 a.m. – 8:00 p.m. ET

1. The Annual Percentage Yields (APY) are effective as of 7/6/2017 and subject to change at any time without prior notice. The minimum deposit required to open an account is $2,500 and the maximum amount is $250,000 per account. Penalties may apply to early withdrawals. Fees may reduce earnings. Offer applies to personal accounts only.
See Disclosures for details.

2. Live Oak Bank is a member of the Federal Deposit Insurance Corporation (FDIC). As a Live Oak Bank customer, your Live Oak Bank deposits are insured by the FDIC up to $250,000 per depositor, for each account ownership category.

Our Banking Team

  • Mark Moroz
    Director of Deposits

    Email Mark

  • Rob Ford
    Team Leader - Deposit Operations

    Email Rob

  • Jennifer Merritt
    Deposit Customer Success - Team Lead

    866.518.0286

  • Frances Nunnally
    Assistant Manager of Deposits

    866.518.0286

  • Nina Murray
    Deposit Services Representative

    866.518.0286

  • Tara Gagnon
    Deposit Services Representative

    866.518.0286

  • Mary Heidenreich
    Deposit Services Representative

    866.518.0286

  • Taylor Deas
    Deposit Services Representative

    866.518.0286

  • Jessie Barnhart
    Deposit Services Representative

    866.518.0286

  • Mary Hensley
    Deposit Services Representative

    866.518.0286

  • JT Biggs
    Deposit Services Representative

    866.518.0286

  • Bailey Echols
    Deposit Services Representative

    866.518.0286

  • Alexis Beall
    Deposit Services Representative

    866.518.0286

  • Dillon Caraway
    Deposit Services Representative

    866.518.0286