As one of the leading USDA lenders in the nation1, Live Oak’s team of in-house USDA rural development experts is committed to supporting rural America. With flexible loan options, deep knowledge of the various USDA loan programs and a commitment to exceptional customer service, Live Oak can help you navigate the USDA loan process. Let’s work together to enhance economic opportunities in your community.
The Business & Industry (B&I) loan program helps rural businesses secure capital to create jobs in their communities. Eligible uses include commercial real estate and business acquisitions, construction or repairs, equipment purchase and more.
The Community Facilities (CF) loan program provides funding for essential community facilities in rural communities, including hospitals and health care facilities, public safety services, schools and more.
With funding from the Water and Environmental (WEP) loan program, rural communities can tap into financing for drinking water and waste disposal infrastructure projects.
The REAP loan program provides funding to agricultural producers and rural small businesses for renewable energy systems or to make energy efficiency improvements.
The 9003 program offers capital up to $250 million to support the development, construction and retrofitting of new and emerging technologies, including advanced biofuels, renewable chemicals and biobased products.
As part of the American Rescue Plan Act, the USDA announced its latest loan program to support the food supply infrastructure that will strengthen the food supply chain for the American people.
The journey to obtain a USDA loan involves multiple steps. In our process overview, we explain how you get approved and when you will receive your money.
Download NowThe USDA is deploying $1 billion to finance eligible businesses involved in the food supply chain infrastructure. With no guarantee fees and loans up to $40 million, this program aims to eliminate bottlenecks in the food supply chain.
Read MoreBusiness owners across the nation have chosen Live Oak to fund their dreams and drive their success. Discover the ways we’ve helped our customers achieve more.
1. Live Oak Bank was awarded the 2021 number one USDA B&I lender for the highest dollar volume by U.S. Department of Agriculture (USDA) Rural Development.
Disclaimer: This link will take you to a website outside of the Live Oak Bank site. The new site may offer a different privacy policy and level of security. Live Oak Bank is not responsible for the products or services that are offered or expressed on other websites.
Yes, I understand. Please continue.Learn about your California consumer privacy rights & submit a personal information request.