POSITION SUMMARY:

Join a growing team, uncover unique career paths and acquire a 360-degree view of banking. The Business Analyst position works daily as a liaison between each department of the bank and the bank’s existing loan customer base. The position provides Live Oak customers a new standard of service by building relationships through face-to-face interactions and financial analysis of their businesses. The daily management of a Business Analyst’s portfolio, financial analyses and interactions with customers helps the Business Analyst obtain a unique perspective, helping them work with the Live Oak credit and lending teams; while aiding in the bank’s management of risk, growth, and credit quality.

ESSENTIAL FUNCTIONS:

1. Responsible for the analysis of financial statements and the financial condition for a defined segment of the Bank's existing loan portfolio.
2. Assists with the management of the Bank's relationship with a specified group of existing borrowers.
3. Facilitates correspondence with customers regarding ongoing requests for personal and business financial statements.
4. Works with a number teams throughout the bank to handle existing borrowers requests.
5. Serves as a primary point of contact for customer questions regarding billing, disbursements, etc.
6. Cross-sell additional bank products.
7. Travel required to visit existing borrowers and industry conferences.

ADDITIONAL RESPONSIBILITIES:

1. Has responsibility for following regulatory requirements including those pertaining to the Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Customer Identification Program (CIP), and OFAC to assist in the identification, detection and determent of money laundering or other unlawful activities.
2. Functions as a team and realizes all members of the team are vital to its success.
3. Performs other duties as required.

SKILLS:

• Experience with and strong knowledge of basic financial statements (Balance Sheet, Income Statement, Statement of Cash Flows).
• Excellent computer skills (i.e. Excel, Word, etc.)
• Strong customer service and interpersonal skills
• High degree of flexibility
• Sound judgment, detail oriented
• High ethical standards
• Has a valid driver’s license

EDUCATION:

• A Bachelor’s degree is the minimum requirement

EXPERIENCE:

• One year’s financial service industry experience preferred
• Proficiency in computer software packages (i.e. Microsoft Office, Power Point, etc)

PHYSICAL DEMANDS/WORK ENVIRONMENT REQUIREMENTS:

• Vision, hearing, speech, movements requiring the use of wrists, hands and/or fingers
• Able to sit, stand, stoop and bend
• The ability to work the days and hours required to fulfill the essential functions of the position
• Must be able to travel
• The ability to work long hours and to multitask

MENTAL DEMANDS:

• Learning, thinking, concentration
• The ability to interact with others and exercise self-control
• The ability to work under stressful conditions, particularly in customer situations
• The ability to make decisions and exercise discretion, when necessary